Cost of Living in 300 Major US Cities

Where you live in America has a massive impact on your wallet. Our database tracks 300 major US cities across four regions, with cost indices ranging from 76 (Flint) to 244 (San Francisco) — a 168% spread between the cheapest and most expensive metros. Each city page below gives you detailed breakdowns across 38 cost categories, from roof replacements and HVAC installations to car insurance and professional salaries. The data comes from federal sources including the Bureau of Labor Statistics and U.S. Census Bureau, updated for 2026.

South (93 cities)

The South generally offers lower cost of living, driven by affordable housing and lower state taxes. Cities like Houston and San Antonio rank among the most budget-friendly metros in the country.

West (102 cities)

Western cities span the widest cost range in the US — from ultra-expensive San Francisco to relatively affordable Las Vegas. Climate, tech industry presence, and housing supply drive the variation.

Northeast (49 cities)

Northeastern cities tend to have higher costs due to dense populations, older housing stock, and strong job markets in finance, healthcare, and education. New York leads as the most expensive metro.

Midwest (56 cities)

The Midwest consistently ranks as the most affordable US region. Lower housing costs, moderate taxes, and a stable manufacturing-to-services economy keep everyday expenses well below the national average.

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