Direct Answer
Roswell, GA has a CostOfCity index of 108, which is 8% above the national baseline. Average modeled rent is $1,853/month and the single-adult living cost estimate is $4,575/month.
How to Use This City Page
Cost of Living in Roswell: The Full Picture
Roswell, GA sits 8% above the national cost-of-living average — but that single number hides a complex story. Some categories (like insurance and legal fees) deviate more than others. Median income here is $83K, and sweet tea, Friday night football, and a pragmatic approach to spending that favors value over flash. Explore each category below.
Roswell has a university-anchored economy where research parks and student spending stabilize local markets
The housing market features a housing market that gives you more square footage per dollar than either coast
Mild winters save on heating, but cooling costs, hurricane insurance, and storm-proofing eat into those savings quickly.. The lifestyle here is characterized by Sweet tea, Friday night football, and a pragmatic approach to spending that favors value over flash..
Roswell's cost index of 108 puts it right near the national average — a balanced market where you get a fair deal on most categories without sticker shock.
💰 Purchasing Power in Roswell
Purchasing power adjusted to national average baseline. In Roswell, your dollar buys 7% less than the national average.
🔺 Where Roswell Costs More
🔽 Where Roswell Costs Less
💰 Salary Landscape
vs national average · higher = better
Monthly Living Expenses in Roswell
What it actually costs to live in Roswell each month — from tight budgets to comfortable lifestyles.
Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Roswell's cost index of 108 applied to national spending surveys.
🏘️ Neighborhood Cost Variation
Smart residents of Roswell know that the metro-wide cost index of 108 masks real diversity. Areas near major employers, university districts, and gentrifying neighborhoods each have their own pricing dynamics. Even the 'expensive' parts of town are reasonable by national standards.
Roswell vs U.S. Average Cost of Living
Category-by-category affordability grades — based on deviation from the national average.
🏠 Home Services in Roswell
What contractors charge for the most common repairs, installations, and remodels
Roof Replacement
+4%HVAC Installation
-3%Plumbing Services
-8%Electrical Work
+16%Kitchen Remodel
-4%Bathroom Remodel
+5%House Painting
-5%Flooring Installation
+29%Landscaping
+1%Fence Installation
-2%Window Replacement
-16%Solar Panel Installation
+26%Water Heater Replacement
+6%Deck Building
-11%Pool Installation
-13%Tree Removal
+19%Garage Door Repair
-14%💼 Business Startup Costs in Roswell
Full startup cost breakdowns — from lease deposits to working capital
Start a Restaurant
-13%Start a Coffee Shop
+14%Start a Food Truck
+21%Start a Gym
+28%Start a Daycare
+4%Start a Hair Salon
+17%Start a Laundromat
+7%Start a Bakery
-1%Start a Bar
+12%Start a Cleaning Business
+24%Start an Airbnb
+8%Start a Trucking Business
+28%📊 Cost of Living in Roswell
Monthly expenses for housing, food, transportation, and everyday necessities
Cost of Living
+14%Rent Prices
+31%Grocery Costs
+5%Utility Costs
+2%Transportation Costs
-5%Childcare Costs
-1%Gym Membership
+7%🛡️ Insurance in Roswell
Annual and monthly premium estimates for major insurance categories
Car Insurance
+12%Home Insurance
-8%Health Insurance
+21%Business Insurance
+2%Life Insurance
+10%Renters Insurance
+14%Pet Insurance
+7%Dental Insurance
+13%Motorcycle Insurance
+4%⚖️ Legal Services in Roswell
Attorney fees, court costs, and total legal service expenses
Personal Injury Lawyer
+4%Divorce Lawyer
+24%DUI Lawyer
-24%Immigration Lawyer
-7%Estate Planning Lawyer
+7%Workers Comp Lawyer
-6%Bankruptcy Lawyer
+13%💰 Salaries & Jobs in Roswell
Annual compensation by experience level, role, and specialization
Software Developer Salary
+9%Registered Nurse Salary
-2%Teacher Salary
+16%Electrician Salary
+4%Plumber Salary
+8%Accountant Salary
+3%Physical Therapist Salary
-17%Police Officer Salary
-19%Dentist Salary
-13%Real Estate Agent Salary
-19%How Much Income Do You Need in Roswell?
✅ Best For
- Couples with dual incomes
- Remote workers with out-of-market salaries
- Outdoor enthusiasts
- Mid-career professionals
⚠️ Not Ideal For
- Those seeking rock-bottom costs
- Single-income families with tight budgets
Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.
CostOfCity Value Index
The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.
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Frequently Asked Questions About Roswell
What are the most expensive cost categories in Roswell?
Like most US cities, housing is the single largest expense in Roswell, typically accounting for 30-40% of household budgets. Insurance and home services tend to be the next most variable categories, influenced by southern climate conditions and state regulations.
What is the median household income in Roswell?
The median household income in Roswell is approximately $83,000 per year. Adjusted for local cost of living (index: 108), this provides purchasing power roughly in line with the national average.
How does Roswell compare to other cities in GA?
Within Georgia, Roswell has a cost index of 108. Nearby options include Sandy Springs and Atlanta, which offer useful comparison points.
Explore Roswell in Depth
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