Direct Answer
Greeley, CO has a CostOfCity index of 98, which is 2% below the national baseline. Average modeled rent is $1,388/month and the single-adult living cost estimate is $3,941/month.
How to Use This City Page
Cost of Living in Greeley: The Full Picture
Greeley is home to roughly 109,000 people in the heart of Colorado's western landscape. With everyday expenses running 2% below the national average, this is a city where a balanced western economy mixing outdoor tourism, tech, and traditional industries. That economic DNA shapes everything from housing to what you pay for a plumber. Below you'll find cost data across every category we track.
Greeley has a mountain-or-desert economy where natural beauty attracts workers willing to accept moderate salaries
The housing market features a balanced market where patient buyers find deals and sellers price realistically
Mild temperatures keep utility costs moderate, but the high cost of environmental compliance adds to construction and renovation budgets.. The lifestyle here is characterized by Farm-to-table dining, yoga studios on every corner, and a wellness culture that adds 10% to the grocery bill..
Greeley's cost index of 98 puts it right near the national average — a balanced market where you get a fair deal on most categories without sticker shock.
💰 Purchasing Power in Greeley
Purchasing power adjusted to national average baseline. In Greeley, your dollar buys 2% more than the national average.
🔺 Where Greeley Costs More
🔽 Where Greeley Costs Less
💰 Salary Landscape
vs national average · higher = better
Monthly Living Expenses in Greeley
What it actually costs to live in Greeley each month — from tight budgets to comfortable lifestyles.
Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Greeley's cost index of 98 applied to national spending surveys.
🏘️ Neighborhood Cost Variation
Don't let the metro-wide numbers fool you — Greeley is a city of micro-markets. The most expensive ZIP codes can cost twice as much as the most affordable ones for identical services. Shop around by neighborhood and you'll find genuine pockets of value.
Greeley vs U.S. Average Cost of Living
Category-by-category affordability grades — based on deviation from the national average.
🏠 Home Services in Greeley
What contractors charge for the most common repairs, installations, and remodels
Roof Replacement
+12%HVAC Installation
+8%Plumbing Services
+4%Electrical Work
-11%Kitchen Remodel
0%Bathroom Remodel
+16%House Painting
-8%Flooring Installation
+1%Landscaping
+30%Fence Installation
+5%Window Replacement
+18%Solar Panel Installation
-15%Water Heater Replacement
-17%Deck Building
-12%Pool Installation
-2%Tree Removal
0%Garage Door Repair
-6%💼 Business Startup Costs in Greeley
Full startup cost breakdowns — from lease deposits to working capital
Start a Restaurant
-4%Start a Coffee Shop
-18%Start a Food Truck
-2%Start a Gym
-2%Start a Daycare
+2%Start a Hair Salon
+1%Start a Laundromat
+7%Start a Bakery
-6%Start a Bar
-19%Start a Cleaning Business
-17%Start an Airbnb
+17%Start a Trucking Business
+4%📊 Cost of Living in Greeley
Monthly expenses for housing, food, transportation, and everyday necessities
Cost of Living
-1%Rent Prices
-2%Grocery Costs
+1%Utility Costs
+12%Transportation Costs
+13%Childcare Costs
+6%Gym Membership
-3%🛡️ Insurance in Greeley
Annual and monthly premium estimates for major insurance categories
Car Insurance
-6%Home Insurance
+20%Health Insurance
-14%Business Insurance
+17%Life Insurance
-18%Renters Insurance
-14%Pet Insurance
+11%Dental Insurance
+11%Motorcycle Insurance
-19%⚖️ Legal Services in Greeley
Attorney fees, court costs, and total legal service expenses
Personal Injury Lawyer
+11%Divorce Lawyer
+24%DUI Lawyer
-15%Immigration Lawyer
+8%Estate Planning Lawyer
0%Workers Comp Lawyer
-6%Bankruptcy Lawyer
-13%💰 Salaries & Jobs in Greeley
Annual compensation by experience level, role, and specialization
Software Developer Salary
-17%Registered Nurse Salary
-5%Teacher Salary
+16%Electrician Salary
-2%Plumber Salary
+15%Accountant Salary
+22%Physical Therapist Salary
+8%Police Officer Salary
+16%Dentist Salary
-13%Real Estate Agent Salary
+12%How Much Income Do You Need in Greeley?
✅ Best For
- Young professionals starting out
- Outdoor enthusiasts
- First-time homebuyers
- Families seeking work-life balance
⚠️ Not Ideal For
- Those seeking big-city nightlife
- Workers in niche industries with few local employers
Research Greeley's neighborhoods carefully — costs can vary by 20-40% within the metro area. The most popular areas are affordable enough that location flexibility is a real advantage.
CostOfCity Value Index
The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.
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Frequently Asked Questions About Greeley
How does Greeley compare to other cities in CO?
Within Colorado, Greeley has a cost index of 98. Nearby options include Fort Collins and Boulder, which offer useful comparison points.
Is Greeley, CO expensive to live in?
Greeley's cost of living index is 98, which is 2% below the national average of 100. Greeley is close to the national average in cost.
What is the median household income in Greeley?
The median household income in Greeley is approximately $56,000 per year. Adjusted for local cost of living (index: 98), this provides purchasing power roughly in line with the national average.
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