Direct Answer
Arlington, TX has a CostOfCity index of 96, which is 4% below the national baseline. Average modeled rent is $1,470/month and the single-adult living cost estimate is $3,990/month.
How to Use This City Page
Cost of Living in Arlington: The Full Picture
Arlington is home to roughly 394,000 people in the heart of Texas's southern landscape. With everyday expenses running 4% below the national average, this is a city where a distribution-center economy where warehouse jobs and last-mile logistics keep employment steady. That economic DNA shapes everything from housing to what you pay for a plumber. Below you'll find cost data across every category we track.
Arlington has a university-anchored economy where research parks and student spending stabilize local markets
The housing market features a housing market that mostly tracks national trends, with surprises in specific neighborhoods
Triple-digit heat indexes mean air conditioning isn't optional — it's survival. Expect utility bills to spike from May through October.. The lifestyle here is characterized by Sprawling suburbs, friendly neighbors, and enough barbecue joints to make choosing lunch a genuine dilemma..
With costs sitting slightly below the national average, Arlington offers a neutral financial playing field. No dramatic markups, no exceptional bargains.
💰 Purchasing Power in Arlington
Purchasing power adjusted to national average baseline. In Arlington, your dollar buys 4% more than the national average.
🔺 Where Arlington Costs More
🔽 Where Arlington Costs Less
💰 Salary Landscape
vs national average · higher = better
Monthly Living Expenses in Arlington
What it actually costs to live in Arlington each month — from tight budgets to comfortable lifestyles.
Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Arlington's cost index of 96 applied to national spending surveys.
🏘️ Neighborhood Cost Variation
Smart residents of Arlington know that the metro-wide cost index of 96 masks real diversity. Areas near major employers, university districts, and gentrifying neighborhoods each have their own pricing dynamics. Even the 'expensive' parts of town are reasonable by national standards.
Arlington vs U.S. Average Cost of Living
Category-by-category affordability grades — based on deviation from the national average.
🏠 Home Services in Arlington
What contractors charge for the most common repairs, installations, and remodels
Roof Replacement
-6%HVAC Installation
-1%Plumbing Services
+3%Electrical Work
-31%Kitchen Remodel
+13%Bathroom Remodel
-31%House Painting
+9%Flooring Installation
-34%Landscaping
+1%Fence Installation
-18%Window Replacement
-1%Solar Panel Installation
+1%Water Heater Replacement
-19%Deck Building
-2%Pool Installation
-5%Tree Removal
+5%Garage Door Repair
-10%💼 Business Startup Costs in Arlington
Full startup cost breakdowns — from lease deposits to working capital
Start a Restaurant
0%Start a Coffee Shop
+10%Start a Food Truck
+7%Start a Gym
-7%Start a Daycare
+16%Start a Hair Salon
-2%Start a Laundromat
-2%Start a Bakery
+3%Start a Bar
-10%Start a Cleaning Business
-5%Start an Airbnb
+1%Start a Trucking Business
-5%📊 Cost of Living in Arlington
Monthly expenses for housing, food, transportation, and everyday necessities
Cost of Living
0%Rent Prices
+4%Grocery Costs
-21%Utility Costs
+12%Transportation Costs
-1%Childcare Costs
+12%Gym Membership
+7%🛡️ Insurance in Arlington
Annual and monthly premium estimates for major insurance categories
Car Insurance
-12%Home Insurance
+14%Health Insurance
+25%Business Insurance
+14%Life Insurance
-4%Renters Insurance
-7%Pet Insurance
-9%Dental Insurance
+18%Motorcycle Insurance
+19%⚖️ Legal Services in Arlington
Attorney fees, court costs, and total legal service expenses
Personal Injury Lawyer
-1%Divorce Lawyer
+1%DUI Lawyer
-9%Immigration Lawyer
-20%Estate Planning Lawyer
+1%Workers Comp Lawyer
-7%Bankruptcy Lawyer
-21%💰 Salaries & Jobs in Arlington
Annual compensation by experience level, role, and specialization
Software Developer Salary
-23%Registered Nurse Salary
-22%Teacher Salary
-28%Electrician Salary
-6%Plumber Salary
+11%Accountant Salary
-24%Physical Therapist Salary
-8%Police Officer Salary
-18%Dentist Salary
-17%Real Estate Agent Salary
-1%How Much Income Do You Need in Arlington?
✅ Best For
- Families seeking work-life balance
- First-time homebuyers
- Young professionals starting out
- Small business founders
⚠️ Not Ideal For
- Those seeking big-city nightlife
- Workers in niche industries with few local employers
Talk to current residents about hidden costs. The sticker savings are real — just factor in any commute or lifestyle adjustments. Local subreddits and Facebook groups are goldmines for this intel.
CostOfCity Value Index
The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.
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Frequently Asked Questions About Arlington
What are the most expensive cost categories in Arlington?
Like most US cities, housing is the single largest expense in Arlington, typically accounting for 30-40% of household budgets. Insurance and home services tend to be the next most variable categories, influenced by southern climate conditions and state regulations.
What is the median household income in Arlington?
The median household income in Arlington is approximately $61,000 per year. Adjusted for local cost of living (index: 96), this provides purchasing power roughly in line with the national average.
How does Arlington compare to other cities in TX?
Within Texas, Arlington has a cost index of 96. Nearby options include Fort Worth and Dallas, which offer useful comparison points.
Explore Arlington in Depth
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