Direct Answer
Denton, TX has a CostOfCity index of 92, which is 8% below the national baseline. Average modeled rent is $1,568/month and the single-adult living cost estimate is $4,020/month.
How to Use This City Page
Cost of Living in Denton: The Full Picture
Whether you're a longtime Denton resident or considering this southern smaller city for a potential move, understanding local costs is essential. The city's economy — a university-anchored economy where research parks and student spending stabilize local markets — creates a pricing environment that national data can't capture. Mild winters save on heating, but cooling costs, hurricane insurance, and storm-proofing eat into those savings quickly. Here's what the numbers look like across 62 categories.
Denton has a tourism-plus-agriculture economy where seasonal rhythms create predictable pricing patterns
The housing market features a balanced market where patient buyers find deals and sellers price realistically
Mild winters save on heating, but cooling costs, hurricane insurance, and storm-proofing eat into those savings quickly.. The lifestyle here is characterized by Sweet tea, Friday night football, and a pragmatic approach to spending that favors value over flash..
At 8% below the national baseline, Denton offers the kind of value that makes financial goals — home ownership, savings, early retirement — significantly more achievable.
💰 Purchasing Power in Denton
Purchasing power adjusted to national average baseline. In Denton, your dollar buys 9% more than the national average.
🔺 Where Denton Costs More
🔽 Where Denton Costs Less
💰 Salary Landscape
vs national average · higher = better
Monthly Living Expenses in Denton
What it actually costs to live in Denton each month — from tight budgets to comfortable lifestyles.
Estimates include housing, food, transportation, utilities, insurance, and discretionary spending. Based on Denton's cost index of 92 applied to national spending surveys.
🏘️ Neighborhood Cost Variation
Denton's cost landscape is shaped by geography. Newer developments and master-planned communities drive the sharpest price differences between neighborhoods. A 15-minute drive can mean a 20%+ swing in housing and service costs.
Denton vs U.S. Average Cost of Living
Category-by-category affordability grades — based on deviation from the national average.
🏠 Home Services in Denton
What contractors charge for the most common repairs, installations, and remodels
Roof Replacement
-10%HVAC Installation
-10%Plumbing Services
-20%Electrical Work
-6%Kitchen Remodel
-16%Bathroom Remodel
-37%House Painting
-28%Flooring Installation
-16%Landscaping
+9%Fence Installation
-1%Window Replacement
-16%Solar Panel Installation
+3%Water Heater Replacement
-26%Deck Building
+2%Pool Installation
-19%Tree Removal
-11%Garage Door Repair
-11%💼 Business Startup Costs in Denton
Full startup cost breakdowns — from lease deposits to working capital
Start a Restaurant
-14%Start a Coffee Shop
-1%Start a Food Truck
-15%Start a Gym
-18%Start a Daycare
-24%Start a Hair Salon
+2%Start a Laundromat
-4%Start a Bakery
-12%Start a Bar
-3%Start a Cleaning Business
+15%Start an Airbnb
-10%Start a Trucking Business
-22%📊 Cost of Living in Denton
Monthly expenses for housing, food, transportation, and everyday necessities
Cost of Living
+1%Rent Prices
+11%Grocery Costs
+16%Utility Costs
+6%Transportation Costs
-2%Childcare Costs
-20%Gym Membership
-13%🛡️ Insurance in Denton
Annual and monthly premium estimates for major insurance categories
Car Insurance
-5%Home Insurance
-10%Health Insurance
+22%Business Insurance
+11%Life Insurance
+6%Renters Insurance
-11%Pet Insurance
+20%Dental Insurance
+3%Motorcycle Insurance
-21%⚖️ Legal Services in Denton
Attorney fees, court costs, and total legal service expenses
Personal Injury Lawyer
-6%Divorce Lawyer
-14%DUI Lawyer
-22%Immigration Lawyer
-1%Estate Planning Lawyer
+7%Workers Comp Lawyer
-7%Bankruptcy Lawyer
-8%💰 Salaries & Jobs in Denton
Annual compensation by experience level, role, and specialization
Software Developer Salary
+1%Registered Nurse Salary
-13%Teacher Salary
+8%Electrician Salary
-29%Plumber Salary
-27%Accountant Salary
+1%Physical Therapist Salary
-13%Police Officer Salary
-9%Dentist Salary
-22%Real Estate Agent Salary
+6%How Much Income Do You Need in Denton?
✅ Best For
- First-time homebuyers
- Small business founders
- Outdoor enthusiasts
- Young professionals starting out
⚠️ Not Ideal For
- Workers in niche industries with few local employers
- Those seeking big-city nightlife
Before moving to Denton, compare your target salary against local costs using our calculator. You may be pleasantly surprised by how far your income goes.
CostOfCity Value Index
The CostOfCity Value Index combines cost-of-living data with median income, savings potential, and cost growth trends to produce a single score. Higher = better value for your money. Updated quarterly.
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Frequently Asked Questions About Denton
Is Denton a good place to start a business?
Denton's business environment is shaped by TX's regulatory framework and local commercial real estate costs. Below-average operating costs give businesses more runway to reach profitability. Check our business startup cost data for specific figures.
How does Denton compare to other cities in TX?
Within Texas, Denton has a cost index of 92. Nearby options include Frisco and Plano, which offer useful comparison points.
What are the most expensive cost categories in Denton?
Like most US cities, housing is the single largest expense in Denton, typically accounting for 30-40% of household budgets. Insurance and home services tend to be the next most variable categories, influenced by southern climate conditions and state regulations.
Explore Denton in Depth
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