Arlington vs Frisco: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
Arlington
96
Cost Index
Pop: 398KIncome: $75K
VS
8% diff
TX
Frisco
104
Cost Index
Pop: 219KIncome: $150K
More Affordable
Arlington
Arlington Wins
39/62
Frisco Wins
22/62
Monthly Cost Advantage
Arlington saves ~$1,627/mo
recurring costs only, ~$19,524/yr

Every year, thousands of Americans weigh Arlington against Frisco. Here's what they should know: Arlington is 8% cheaper overall, but Frisco offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

Arlington is the more affordable choice between Arlington and Frisco, with a 8% lower overall cost index. Arlington has the recurring monthly cost edge at roughly $1,627/mo, while Frisco has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$1,627/mo

Arlington is ahead on recurring modeled costs, or about $19,524/yr.

Category wins
39-22

Arlington wins 39 total categories; Frisco wins 22. Salary categories are judged by higher pay.

Income gap
$75K

ACS median household income differs by about $75,041 between the two cities.

Rent gap
$544/mo

ACS median gross rent is separated by about $544/mo.

Overall Cost of Living Comparison

CategoryArlingtonFriscoDifference
OverallBC+Arlington +2pts
HousingBC+Arlington +4pts
FoodB+BTie
HealthcareB+C+Arlington +1pts
TransportationBC+Arlington +2pts
UtilitiesC+BFrisco +1pts

Rent, Food, and Utility Differences

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Housing

99
Arlington
Arlington saves 2%
101
Frisco

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

89
Arlington
Arlington saves 26%
112
Frisco

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

91
Arlington
Arlington saves 20%
109
Frisco

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

94
Arlington
Arlington saves 13%
106
Frisco

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

91
Arlington
Arlington saves 21%
110
Frisco

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

89
Arlington
Arlington saves 26%
112
Frisco

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementArlington saves $1,255
Arlington
$8,238
Frisco
$9,493
Start a RestaurantArlington saves $75,040
Arlington
$463,079
Frisco
$538,119
Cost of LivingArlington saves $678
Arlington
$3,990
Frisco
$4,668
Rent PricesArlington saves $544
Arlington
$1,470
Frisco
$2,014
Car InsuranceArlington saves $267
Arlington
$1,857
Frisco
$2,124
Software Developer Salary (higher = better)Frisco pays $3,185 more
Arlington
$84,689
Frisco
$87,874

Cost of Living

Arlington: 5Frisco: 1
CategoryArlingtonFriscoDiffWinner
Cost of Living$3,990$4,66815%Arlington (lower cost)
Rent Prices$1,470$2,01427%Arlington (lower cost)
Grocery Costs$356$43117%Arlington (lower cost)
Utility Costs$279$2655%Frisco (lower cost)
Transportation Costs$397$46615%Arlington (lower cost)
Childcare Costs$1,842$2,12113%Arlington (lower cost)
Gym Membership$64$640%โ€”

Home Services

Arlington: 14Frisco: 3
CategoryArlingtonFriscoDiffWinner
Roof Replacement$8,238$9,49313%Arlington (lower cost)
HVAC Installation$7,154$8,47216%Arlington (lower cost)
Plumbing Services$323$3312%Arlington (lower cost)
Electrical Work$241$30220%Arlington (lower cost)
Kitchen Remodel$34,030$34,7842%Arlington (lower cost)
Bathroom Remodel$8,330$11,87030%Arlington (lower cost)
House Painting$5,436$4,85211%Frisco (lower cost)
Flooring Installation$1,990$3,62245%Arlington (lower cost)
Landscaping$3,285$2,76516%Frisco (lower cost)
Fence Installation$2,987$3,86523%Arlington (lower cost)
Window Replacement$7,696$7,9583%Arlington (lower cost)
Solar Panel Installation$25,363$30,18216%Arlington (lower cost)
Water Heater Replacement$1,737$2,18020%Arlington (lower cost)
Deck Building$12,253$10,86911%Frisco (lower cost)
Pool Installation$49,849$50,2031%Arlington (lower cost)
Tree Removal$1,262$1,3204%Arlington (lower cost)
Garage Door Repair$338$43723%Arlington (lower cost)

Business Startup Costs

Arlington: 8Frisco: 4
CategoryArlingtonFriscoDiffWinner
Start a Restaurant$463,079$538,11914%Arlington (lower cost)
Start a Coffee Shop$209,409$175,48416%Frisco (lower cost)
Start a Food Truck$133,413$137,1823%Arlington (lower cost)
Start a Gym$255,572$335,33524%Arlington (lower cost)
Start a Daycare$63,990$51,27720%Frisco (lower cost)
Start a Hair Salon$276,659$245,65011%Frisco (lower cost)
Start a Laundromat$342,738$399,17514%Arlington (lower cost)
Start a Bakery$108,444$95,23012%Frisco (lower cost)
Start a Bar$432,936$508,46415%Arlington (lower cost)
Start a Cleaning Business$15,239$18,18216%Arlington (lower cost)
Start an Airbnb$27,816$32,58115%Arlington (lower cost)
Start a Trucking Business$132,510$174,89624%Arlington (lower cost)

Insurance

Arlington: 4Frisco: 5
CategoryArlingtonFriscoDiffWinner
Car Insurance$1,857$2,12413%Arlington (lower cost)
Home Insurance$2,559$2,4614%Frisco (lower cost)
Health Insurance$752$7076%Frisco (lower cost)
Business Insurance$1,988$1,8288%Frisco (lower cost)
Life Insurance$48$6121%Arlington (lower cost)
Renters Insurance$26$3116%Arlington (lower cost)
Pet Insurance$50$4412%Frisco (lower cost)
Dental Insurance$45$462%Arlington (lower cost)
Motorcycle Insurance$657$6383%Frisco (lower cost)

Salaries & Jobs

Arlington: 4Frisco: 6
CategoryArlingtonFriscoDiffWinner
Software Developer Salary$84,689/yr$87,874/yr4%Frisco (higher pay)
Registered Nurse Salary$58,459/yr$55,073/yr6%Arlington (higher pay)
Teacher Salary$39,771/yr$38,316/yr4%Arlington (higher pay)
Electrician Salary$58,635/yr$66,350/yr12%Frisco (higher pay)
Plumber Salary$66,759/yr$53,676/yr20%Arlington (higher pay)
Accountant Salary$54,305/yr$81,957/yr34%Frisco (higher pay)
Physical Therapist Salary$78,413/yr$88,931/yr12%Frisco (higher pay)
Police Officer Salary$51,769/yr$65,120/yr21%Frisco (higher pay)
Dentist Salary$149,985/yr$177,570/yr16%Frisco (higher pay)
Real Estate Agent Salary$76,900/yr$60,063/yr22%Arlington (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Arlington

If your salary doesn't depend on location, Arlington's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Arlington

Both cities are moderately priced, but Arlington's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Arlington

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Arlington's 8% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Arlington

Lower operating costs in Arlington mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Arlington

On a fixed income, every percentage point matters. Arlington's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Arlington is 8% more affordable overall

Arlington has the lower overall cost index and wins 35 non-salary cost categories.Frisco has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Arlington
96
Frisco
104

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Arlington and Frisco.
  2. Do not mix salary and affordability: use Frisco for pay leverage and Arlington for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Arlington, TX
Pop: 398K | Index: 96
View all costs โ†’
Frisco, TX
Pop: 219K | Index: 104
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $61K (Arlington) vs $117K (Frisco).

Is Arlington or Frisco more affordable in 2026?

Arlington is 8% more affordable than Frisco overall. Arlington wins 39 out of 62 cost categories. However, Frisco may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Frisco to Arlington?

If your income stays the same or comparable, moving from Frisco to Arlington gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Arlington and Frisco?

Housing is typically the biggest cost difference between these cities. Arlington (index: 96) and Frisco (index: 104) differ by 8% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Arlington ACS median rent: $1,470/moFrisco ACS median rent: $2,014/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsArlington costs โ†’Frisco costs โ†’