Martha's Vineyard vs Cranston: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

MA
Martha's Vineyard
195
Cost Index
Pop: 21KIncome: $126K
VS
89% diff
RI
Cranston
106
Cost Index
Pop: 83KIncome: $90K
More Affordable
Cranston
Martha's Vineyard Wins
11/62
Cranston Wins
51/62
Monthly Cost Advantage
Cranston saves ~$4,749/mo
recurring costs only, ~$56,988/yr

Martha's Vineyard and Cranston attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Cranston is the more affordable option by 89%, though Martha's Vineyard often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

Share:XFLRWE
Direct Answer

Cranston is the more affordable choice between Martha's Vineyard and Cranston, with a 89% lower overall cost index. Cranston has the recurring monthly cost edge at roughly $4,749/mo, while Martha's Vineyard has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$4,749/mo

Cranston is ahead on recurring modeled costs, or about $56,988/yr.

Category wins
11-51

Martha's Vineyard wins 11 total categories; Cranston wins 51. Salary categories are judged by higher pay.

Income gap
$36K

ACS median household income differs by about $35,580 between the two cities.

Rent gap
$98/mo

ACS median gross rent is separated by about $98/mo.

Overall Cost of Living Comparison

CategoryMartha's VineyardCranstonDifference
OverallFC+Cranston +44pts
HousingFC+Cranston +82pts
FoodFBCranston +41pts
HealthcareFBCranston +35pts
TransportationFBCranston +44pts
UtilitiesFC+Cranston +33pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

264
Martha's Vineyard
Cranston saves 62%
100
Cranston

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

117
Martha's Vineyard
Cranston saves 9%
106
Cranston

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

134
Martha's Vineyard
Cranston saves 20%
107
Cranston

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

150
Martha's Vineyard
Cranston saves 27%
109
Cranston

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

142
Martha's Vineyard
Cranston saves 32%
97
Cranston

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

225
Martha's Vineyard
Cranston saves 56%
100
Cranston

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCranston saves $10,175
Martha's Vineyard
$19,447
Cranston
$9,272
Start a RestaurantCranston saves $550,722
Martha's Vineyard
$1,006,285
Cranston
$455,563
Cost of LivingCranston saves $1,398
Martha's Vineyard
$5,461
Cranston
$4,063
Rent PricesMartha's Vineyard saves $98
Martha's Vineyard
$1,277
Cranston
$1,375
Car InsuranceCranston saves $1,225
Martha's Vineyard
$3,278
Cranston
$2,053
Software Developer Salary (higher = better)Martha's Vineyard pays $73,601 more
Martha's Vineyard
$219,093
Cranston
$145,492

Cost of Living

Martha's Vineyard: 1Cranston: 6
CategoryMartha's VineyardCranstonDiffWinner
Cost of Living$5,461$4,06326%Cranston (lower cost)
Rent Prices$1,277$1,3757%Martha's Vineyard (lower cost)
Grocery Costs$766$46140%Cranston (lower cost)
Utility Costs$377$28524%Cranston (lower cost)
Transportation Costs$805$43246%Cranston (lower cost)
Childcare Costs$3,581$1,33263%Cranston (lower cost)
Gym Membership$115$7138%Cranston (lower cost)

Home Services

Martha's Vineyard: 0Cranston: 17
CategoryMartha's VineyardCranstonDiffWinner
Roof Replacement$19,447$9,27252%Cranston (lower cost)
HVAC Installation$14,597$7,94046%Cranston (lower cost)
Plumbing Services$614$33545%Cranston (lower cost)
Electrical Work$728$44339%Cranston (lower cost)
Kitchen Remodel$68,768$39,16743%Cranston (lower cost)
Bathroom Remodel$27,398$13,13652%Cranston (lower cost)
House Painting$9,784$5,09648%Cranston (lower cost)
Flooring Installation$5,640$3,29342%Cranston (lower cost)
Landscaping$6,676$3,57646%Cranston (lower cost)
Fence Installation$7,205$3,66349%Cranston (lower cost)
Window Replacement$17,521$10,74039%Cranston (lower cost)
Solar Panel Installation$55,919$29,40747%Cranston (lower cost)
Water Heater Replacement$5,047$2,08559%Cranston (lower cost)
Deck Building$27,038$12,80053%Cranston (lower cost)
Pool Installation$118,690$62,46247%Cranston (lower cost)
Tree Removal$2,317$1,28744%Cranston (lower cost)
Garage Door Repair$813$34757%Cranston (lower cost)

Business Startup Costs

Martha's Vineyard: 0Cranston: 12
CategoryMartha's VineyardCranstonDiffWinner
Start a Restaurant$1,006,285$455,56355%Cranston (lower cost)
Start a Coffee Shop$386,033$202,99647%Cranston (lower cost)
Start a Food Truck$242,407$163,63232%Cranston (lower cost)
Start a Gym$623,013$360,82842%Cranston (lower cost)
Start a Daycare$104,459$44,58957%Cranston (lower cost)
Start a Hair Salon$633,585$306,79652%Cranston (lower cost)
Start a Laundromat$723,625$338,97553%Cranston (lower cost)
Start a Bakery$228,375$128,26344%Cranston (lower cost)
Start a Bar$1,058,640$429,93659%Cranston (lower cost)
Start a Cleaning Business$28,584$18,31536%Cranston (lower cost)
Start an Airbnb$49,549$34,42331%Cranston (lower cost)
Start a Trucking Business$266,525$178,81633%Cranston (lower cost)

Insurance

Martha's Vineyard: 0Cranston: 9
CategoryMartha's VineyardCranstonDiffWinner
Car Insurance$3,278$2,05337%Cranston (lower cost)
Home Insurance$3,622$2,32336%Cranston (lower cost)
Health Insurance$947$64032%Cranston (lower cost)
Business Insurance$3,013$1,56148%Cranston (lower cost)
Life Insurance$78$4937%Cranston (lower cost)
Renters Insurance$54$2456%Cranston (lower cost)
Pet Insurance$102$6734%Cranston (lower cost)
Dental Insurance$63$4037%Cranston (lower cost)
Motorcycle Insurance$973$72825%Cranston (lower cost)

Salaries & Jobs

Martha's Vineyard: 10Cranston: 0
CategoryMartha's VineyardCranstonDiffWinner
Software Developer Salary$219,093/yr$145,492/yr34%Martha's Vineyard (higher pay)
Registered Nurse Salary$124,238/yr$93,953/yr24%Martha's Vineyard (higher pay)
Teacher Salary$99,605/yr$60,107/yr40%Martha's Vineyard (higher pay)
Electrician Salary$112,797/yr$62,057/yr45%Martha's Vineyard (higher pay)
Plumber Salary$107,476/yr$67,434/yr37%Martha's Vineyard (higher pay)
Accountant Salary$127,503/yr$68,265/yr46%Martha's Vineyard (higher pay)
Physical Therapist Salary$151,916/yr$99,301/yr35%Martha's Vineyard (higher pay)
Police Officer Salary$113,665/yr$61,691/yr46%Martha's Vineyard (higher pay)
Dentist Salary$329,940/yr$183,960/yr44%Martha's Vineyard (higher pay)
Real Estate Agent Salary$150,893/yr$100,479/yr33%Martha's Vineyard (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Cranston

If your salary doesn't depend on location, Cranston's 89% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Martha's Vineyard

Martha's Vineyard's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Cranston

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Cranston's 89% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Cranston

Lower operating costs in Cranston mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Cranston

On a fixed income, every percentage point matters. Cranston's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Cranston is 89% more affordable overall

Cranston has the lower overall cost index and wins 51 non-salary cost categories.Martha's Vineyard has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Martha's Vineyard
195
Cranston
106

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Martha's Vineyard and Cranston.
  2. Do not mix salary and affordability: use Martha's Vineyard for pay leverage and Cranston for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Martha's Vineyard, MA
Pop: 21K | Index: 195
View all costs โ†’
Cranston, RI
Pop: 83K | Index: 106
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Free monthly cost alerts. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Cranston is the clear winner. The 89% cost advantage means more of your paycheck goes to savings or discretionary spending. Martha's Vineyard makes more sense if your employer adjusts pay upward for that market.

Should I move from Martha's Vineyard to Cranston?

If your income stays the same or comparable, moving from Martha's Vineyard to Cranston gives you 89% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Martha's Vineyard's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $63K (Martha's Vineyard) vs $62K (Cranston).

Is Martha's Vineyard or Cranston more affordable in 2026?

Cranston is 89% more affordable than Martha's Vineyard overall. Cranston wins 51 out of 62 cost categories. However, Martha's Vineyard may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Martha's Vineyard ACS median rent: $1,277/moCranston ACS median rent: $1,375/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsMartha's Vineyard costs โ†’Cranston costs โ†’