Salary Needed to Live in Martha's Vineyard as a Single
A single adult living independently needs approximately $89,477/year to live comfortably in Martha's Vineyard, MA, including 10% savings.
Direct Answer
A single person needs about $89,477/year to live comfortably in Martha's Vineyard, MA. The bare-minimum salary is $77,050/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $5,220.
The minimum scenario leaves about $4,623/mo after tax and no planned savings. The comfortable scenario uses $7,456/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$89,477
with 10% savings
Bare Minimum
$77,050
$6,421/mo gross, no savings buffer
Monthly Expenses
$4,623
28% above national avg
Detailed Monthly Budget for a Single in Martha's Vineyard
| Expense | Martha's Vineyard | Nat'l Avg | Diff |
|---|---|---|---|
| Studio/1BR Rent | $894 | $1,351 | -34% |
| Groceries | $421 | $207 | +103% |
| Utilities | $226 | $169 | +34% |
| Transportation | $604 | $316 | +91% |
| Car Insurance | $273 | $229 | +19% |
| Health Insurance | $947 | $690 | +37% |
| Internet | $127 | $65 | +95% |
| Phone | $166 | $85 | +95% |
| Dining & Social | $585 | $300 | +95% |
| Entertainment | $234 | $120 | +95% |
| Personal Care | $146 | $75 | +95% |
| Total Monthly | $4,623 | $3,607 | +28% |
How We Calculated the Salary
Monthly expenses:$4,623
Target savings (10%):$597/mo
Monthly after-tax needed:$5,220
Effective tax rate:28%
Gross annual salary needed:$89,477
What Drives the Salary Number?
Housing
$894
Studio/1BR rent is 19% of this monthly budget.
Taxes
28%
Estimated federal plus MA state tax reserve used to convert take-home needs into gross salary.
Savings target
10%
$597/mo is reserved for savings so the salary is not just break-even.
Local index
195/100
Martha's Vineyard is well above the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby northeast Cities
Salary Planning Checklist
- Keep studio/1br housing near $894/mo or adjust the salary target upward.
- Budget $1,258/mo for persona-specific costs such as Internet and Phone.
- Use $77,050/year as the survival floor and $89,477/year as the healthier negotiation target.
Other Household Types in Martha's Vineyard
Related Pages
FAQ
What salary does a single person need in Martha's Vineyard?
A single person needs approximately $89,477/year ($7,456/month gross) to live comfortably in Martha's Vineyard with a 10% savings rate.
How much is rent for a single person in Martha's Vineyard?
A studio/1br in Martha's Vineyard costs approximately $894/month, which is the largest single expense at 19% of the total budget.
Is Martha's Vineyard affordable for a single person?
Martha's Vineyard is above the national average for single person living costs, requiring 28% more salary than the US median.