Cost of Living in Oregon (OR)
Compare costs across 5 Oregon cities. From home services to salaries, see how OR stacks up against the national average.
5
Cities
117
Avg Cost Index
$56K
Avg Income
Direct Answer
Oregon's average cost index is 117, which is above the national baseline of 100. Medford is the most affordable tracked city in OR at index 102, while Bend is the most expensive at index 135.
The gap between the cheapest and most expensive tracked cities is 33 index points, so state-level averages should be used as a map, not a final budget.
State cost overviewBLS, Census, HUD inputsLast verified May 2026
Oregon Highlights: Most affordable city: Medford (index 102). Most expensive: Bend (index 135). The gap between cheapest and most expensive is 33 index points.
What Drives the Statewide Cost Picture?
Average index
117/100
Oregon is above the national cost baseline across tracked cities.
Cheapest city
Medford
Medford has a cost index of 102.
Most expensive
Bend
Bend has a cost index of 135.
Income average
$56K
Average median household income across 5 tracked OR cities.
Cheapest and Most Expensive Cities in Oregon
Oregon State Taxes (2026)
Headline tax rates that affect your real take-home pay and total cost of living in Oregon.
State Income Tax
4.75-9.9%
progressive system
Combined Sales Tax
0%
0% state + 0% avg local
Property Tax (Effective)
0.93%
~$2,790/yr on a $300K home
Income tax: Oregon uses a progressive income tax at 4.75-9.9%. Estate tax applies at the state level. Estimate your take-home pay
State Planning Checklist
- Start with Medford if the priority is lowest recurring cost inside Oregon.
- Compare Bend against salary and tax advantages before assuming the higher-cost city is worse.
- Use city pages for rent, salary, insurance, and local service costs before making a relocation decision.