Salary Needed to Live in Twin Falls as a Family
A family of four (2 adults, 2 children) needs approximately $116,793/year to live comfortably in Twin Falls, ID, including 15% savings.
Direct Answer
A family with kids needs about $116,793/year to live comfortably in Twin Falls, ID. The bare-minimum salary is $92,795/year, but the comfortable figure includes a 15% savings target and a monthly after-tax budget of $6,899.
The minimum scenario leaves about $5,645/mo after tax and no planned savings. The comfortable scenario uses $9,733/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$116,793
with 15% savings
Bare Minimum
$92,795
$7,733/mo gross, no savings buffer
Monthly Expenses
$5,645
20% below national avg
Detailed Monthly Budget for a Family in Twin Falls
| Expense | Twin Falls | Nat'l Avg | Diff |
|---|---|---|---|
| 3BR Apartment/House Rent | $1,407 | $2,509 | -44% |
| Groceries | $539 | $528 | +2% |
| Utilities | $281 | $337 | -17% |
| Transportation | $503 | $526 | -4% |
| Car Insurance | $200 | $215 | -7% |
| Health Insurance | $618 | $642 | -4% |
| Childcare/After-school | $1,080 | $1,200 | -10% |
| Internet + Phones | $162 | $180 | -10% |
| Children Activities | $225 | $250 | -10% |
| Dining Out | $315 | $350 | -10% |
| School Supplies & Clothing | $180 | $200 | -10% |
| Healthcare Co-pays | $135 | $150 | -10% |
| Total Monthly | $5,645 | $7,087 | -20% |
How We Calculated the Salary
Monthly expenses:$5,645
Target savings (15%):$1,254/mo
Monthly after-tax needed:$6,899
Effective tax rate:27%
Gross annual salary needed:$116,793
What Drives the Salary Number?
Housing
$1,407
3BR Apartment/House rent is 25% of this monthly budget.
Taxes
27%
Estimated federal plus ID state tax reserve used to convert take-home needs into gross salary.
Savings target
15%
$1,254/mo is reserved for savings so the salary is not just break-even.
Local index
90/100
Twin Falls is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby west Cities
Salary Planning Checklist
- Keep 3br apartment/house housing near $1,407/mo or adjust the salary target upward.
- Budget $2,097/mo for persona-specific costs such as Childcare/After-school and Internet + Phones.
- Use $92,795/year as the survival floor and $116,793/year as the healthier negotiation target.
Other Household Types in Twin Falls
Related Pages
FAQ
What salary does a family with kids need in Twin Falls?
A family with kids needs approximately $116,793/year ($9,733/month gross) to live comfortably in Twin Falls with a 15% savings rate.
How much is rent for a family with kids in Twin Falls?
A 3br apartment/house in Twin Falls costs approximately $1,407/month, which is the largest single expense at 25% of the total budget.
Is Twin Falls affordable for a family with kids?
Yes, Twin Falls is 20% more affordable than the national average for a family with kids.