Salary Needed to Live in Springfield as a Couple
A couple sharing expenses without children needs approximately $22,413/year to live comfortably in Springfield, MO — including 12% savings.
Comfortable Salary
$22,413
with 12% savings
Bare Minimum
$18,778
no savings buffer
Monthly Expenses
$1,158
20% below national avg
Detailed Monthly Budget for a Couple in Springfield
| Expense | Springfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $120 | $137 | -12% |
| 🛒 Groceries | $27 | $27 | 0% |
| ⚡ Utilities | $11 | $19 | -42% |
| 🚗 Transportation | $23 | $35 | -34% |
| 🛡️ Car Insurance | $135 | $211 | -36% |
| 🏥 Health Insurance | $50 | $53 | -6% |
| Internet | $53 | $65 | -18% |
| Phone (×2) | $115 | $140 | -18% |
| Dining & Social | $369 | $450 | -18% |
| Entertainment | $148 | $180 | -18% |
| Personal Care (×2) | $107 | $130 | -18% |
| Total Monthly | $1,158 | $1,447 | -20% |
How We Calculated the Salary
Monthly expenses:$1,158
Target savings (12%):$188/mo
Monthly after-tax needed:$1,346
Effective tax rate:26%
Gross annual salary needed:$22,413
Other Household Types in Springfield
Related Pages
FAQ
What salary does a couple (no kids) need in Springfield?
A couple (no kids) needs approximately $22,413/year ($1,868/month gross) to live comfortably in Springfield with a 12% savings rate.
How much is rent for a couple (no kids) in Springfield?
A 1-2br apartment in Springfield costs approximately $120/month, which is the largest single expense at 10% of the total budget.
Is Springfield affordable for a couple (no kids)?
Yes, Springfield is 20% more affordable than the national average for a couple (no kids).