Salary Needed to Live in Springfield as a Single
A single adult living independently needs approximately $20,613/year to live comfortably in Springfield, MA — including 10% savings.
Comfortable Salary
$20,613
with 10% savings
Bare Minimum
$17,750
no savings buffer
Monthly Expenses
$1,065
3% below national avg
Detailed Monthly Budget for a Single in Springfield
| Expense | Springfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $109 | $113 | -4% |
| 🛒 Groceries | $23 | $17 | +35% |
| ⚡ Utilities | $11 | $14 | -21% |
| 🚗 Transportation | $23 | $26 | -12% |
| 🛡️ Car Insurance | $176 | $229 | -23% |
| 🏥 Health Insurance | $65 | $58 | +12% |
| Internet | $66 | $65 | +2% |
| Phone | $87 | $85 | +2% |
| Dining & Social | $306 | $300 | +2% |
| Entertainment | $122 | $120 | +2% |
| Personal Care | $77 | $75 | +3% |
| Total Monthly | $1,065 | $1,102 | -3% |
How We Calculated the Salary
Monthly expenses:$1,065
Target savings (10%):$137/mo
Monthly after-tax needed:$1,202
Effective tax rate:28%
Gross annual salary needed:$20,613
Other Household Types in Springfield
Related Pages
FAQ
What salary does a single person need in Springfield?
A single person needs approximately $20,613/year ($1,718/month gross) to live comfortably in Springfield with a 10% savings rate.
How much is rent for a single person in Springfield?
A studio/1br in Springfield costs approximately $109/month, which is the largest single expense at 10% of the total budget.
Is Springfield affordable for a single person?
Springfield is roughly average for single person costs, requiring a salary close to the national median.