Salary Needed to Live in Roswell as a Single
A single adult living independently needs approximately $66,720/year to live comfortably in Roswell, GA, including 10% savings.
Direct Answer
A single person needs about $66,720/year to live comfortably in Roswell, GA. The bare-minimum salary is $57,824/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $4,077.
The minimum scenario leaves about $3,614/mo after tax and no planned savings. The comfortable scenario uses $5,560/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$66,720
with 10% savings
Bare Minimum
$57,824
$4,819/mo gross, no savings buffer
Monthly Expenses
$3,614
1% above national avg
Detailed Monthly Budget for a Single in Roswell
| Expense | Roswell | Nat'l Avg | Diff |
|---|---|---|---|
| Studio/1BR Rent | $1,297 | $1,351 | -4% |
| Groceries | $259 | $207 | +25% |
| Utilities | $154 | $169 | -9% |
| Transportation | $286 | $316 | -9% |
| Car Insurance | $196 | $223 | -12% |
| Health Insurance | $725 | $672 | +8% |
| Internet | $70 | $65 | +8% |
| Phone | $92 | $85 | +8% |
| Dining & Social | $324 | $300 | +8% |
| Entertainment | $130 | $120 | +8% |
| Personal Care | $81 | $75 | +8% |
| Total Monthly | $3,614 | $3,583 | +1% |
How We Calculated the Salary
Monthly expenses:$3,614
Target savings (10%):$463/mo
Monthly after-tax needed:$4,077
Effective tax rate:25%
Gross annual salary needed:$66,720
What Drives the Salary Number?
Housing
$1,297
Studio/1BR rent is 36% of this monthly budget.
Taxes
25%
Estimated federal plus GA state tax reserve used to convert take-home needs into gross salary.
Savings target
10%
$463/mo is reserved for savings so the salary is not just break-even.
Local index
108/100
Roswell is close to the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby south Cities
Salary Planning Checklist
- Keep studio/1br housing near $1,297/mo or adjust the salary target upward.
- Budget $697/mo for persona-specific costs such as Internet and Phone.
- Use $57,824/year as the survival floor and $66,720/year as the healthier negotiation target.
Other Household Types in Roswell
Related Pages
FAQ
What salary does a single person need in Roswell?
A single person needs approximately $66,720/year ($5,560/month gross) to live comfortably in Roswell with a 10% savings rate.
How much is rent for a single person in Roswell?
A studio/1br in Roswell costs approximately $1,297/month, which is the largest single expense at 36% of the total budget.
Is Roswell affordable for a single person?
Roswell is roughly average for single person costs, requiring a salary close to the national median.