Salary Needed to Live in Medford as a Family

A family of four (2 adults, 2 children) needs approximately $61,200/year to live comfortably in Medford, OR — including 15% savings.

Comfortable Salary
$61,200
with 15% savings
Bare Minimum
$48,625
no savings buffer
Monthly Expenses
$2,958
1% above national avg

Detailed Monthly Budget for a Family in Medford

ExpenseMedfordNat'l AvgDiff
🏠 3BR Apartment/House Rent$195$209-7%
🛒 Groceries$64$44+45%
⚡ Utilities$23$28-18%
🚗 Transportation$38$44-14%
🛡️ Car Insurance$207$215-4%
🏥 Health Insurance$54$540%
Childcare/After-school$1,224$1,200+2%
Internet + Phones$184$180+2%
Children Activities$255$250+2%
Dining Out$357$350+2%
School Supplies & Clothing$204$200+2%
Healthcare Co-pays$153$150+2%
Total Monthly$2,958$2,924+1%

How We Calculated the Salary

Monthly expenses:$2,958
Target savings (15%):$657/mo
Monthly after-tax needed:$3,615
Effective tax rate:27%

Gross annual salary needed:$61,200

Other Household Types in Medford

Single Person
$20,648/yr
$1,084/mo expenses
Couple (No Kids)
$28,662/yr
$1,457/mo expenses
Retiree
$21,335/yr
$1,209/mo expenses

Related Pages

Living Alone in MedfordCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Medford?
A family with kids needs approximately $61,200/year ($5,100/month gross) to live comfortably in Medford with a 15% savings rate.
How much is rent for a family with kids in Medford?
A 3br apartment/house in Medford costs approximately $195/month, which is the largest single expense at 7% of the total budget.
Is Medford affordable for a family with kids?
Medford is roughly average for family with kids costs, requiring a salary close to the national median.
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