Salary Needed to Live in Denton as a Family
A family of four (2 adults, 2 children) needs approximately $53,620/year to live comfortably in Denton, TX — including 15% savings.
Comfortable Salary
$53,620
with 15% savings
Bare Minimum
$42,896
no savings buffer
Monthly Expenses
$2,681
9% below national avg
Detailed Monthly Budget for a Family in Denton
| Expense | Denton | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $182 | $209 | -13% |
| 🛒 Groceries | $61 | $44 | +39% |
| ⚡ Utilities | $26 | $28 | -7% |
| 🚗 Transportation | $41 | $44 | -7% |
| 🛡️ Car Insurance | $166 | $223 | -26% |
| 🏥 Health Insurance | $61 | $56 | +9% |
| Childcare/After-school | $1,104 | $1,200 | -8% |
| Internet + Phones | $166 | $180 | -8% |
| Children Activities | $230 | $250 | -8% |
| Dining Out | $322 | $350 | -8% |
| School Supplies & Clothing | $184 | $200 | -8% |
| Healthcare Co-pays | $138 | $150 | -8% |
| Total Monthly | $2,681 | $2,934 | -9% |
How We Calculated the Salary
Monthly expenses:$2,681
Target savings (15%):$591/mo
Monthly after-tax needed:$3,272
Effective tax rate:25%
Gross annual salary needed:$53,620
Other Household Types in Denton
Related Pages
FAQ
What salary does a family with kids need in Denton?
A family with kids needs approximately $53,620/year ($4,468/month gross) to live comfortably in Denton with a 15% savings rate.
How much is rent for a family with kids in Denton?
A 3br apartment/house in Denton costs approximately $182/month, which is the largest single expense at 7% of the total budget.
Is Denton affordable for a family with kids?
Yes, Denton is 9% more affordable than the national average for a family with kids.