Salary Needed to Live in Dayton as a Family
A family of four (2 adults, 2 children) needs approximately $48,569/year to live comfortably in Dayton, OH — including 15% savings.
Comfortable Salary
$48,569
with 15% savings
Bare Minimum
$38,724
no savings buffer
Monthly Expenses
$2,388
18% below national avg
Detailed Monthly Budget for a Family in Dayton
| Expense | Dayton | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $156 | $209 | -25% |
| 🛒 Groceries | $38 | $44 | -14% |
| ⚡ Utilities | $20 | $28 | -29% |
| 🚗 Transportation | $38 | $44 | -14% |
| 🛡️ Car Insurance | $177 | $211 | -16% |
| 🏥 Health Insurance | $48 | $53 | -9% |
| Childcare/After-school | $984 | $1,200 | -18% |
| Internet + Phones | $148 | $180 | -18% |
| Children Activities | $205 | $250 | -18% |
| Dining Out | $287 | $350 | -18% |
| School Supplies & Clothing | $164 | $200 | -18% |
| Healthcare Co-pays | $123 | $150 | -18% |
| Total Monthly | $2,388 | $2,919 | -18% |
How We Calculated the Salary
Monthly expenses:$2,388
Target savings (15%):$529/mo
Monthly after-tax needed:$2,917
Effective tax rate:26%
Gross annual salary needed:$48,569
Other Household Types in Dayton
Related Pages
FAQ
What salary does a family with kids need in Dayton?
A family with kids needs approximately $48,569/year ($4,047/month gross) to live comfortably in Dayton with a 15% savings rate.
How much is rent for a family with kids in Dayton?
A 3br apartment/house in Dayton costs approximately $156/month, which is the largest single expense at 7% of the total budget.
Is Dayton affordable for a family with kids?
Yes, Dayton is 18% more affordable than the national average for a family with kids.