Salary Needed to Live in Beaumont as a Single
A single adult living independently needs approximately $49,034/year to live comfortably in Beaumont, TX, including 10% savings.
Direct Answer
A single person needs about $49,034/year to live comfortably in Beaumont, TX. The bare-minimum salary is $42,496/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $2,997.
The minimum scenario leaves about $2,656/mo after tax and no planned savings. The comfortable scenario uses $4,086/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$49,034
with 10% savings
Bare Minimum
$42,496
$3,541/mo gross, no savings buffer
Monthly Expenses
$2,656
26% below national avg
Detailed Monthly Budget for a Single in Beaumont
| Expense | Beaumont | Nat'l Avg | Diff |
|---|---|---|---|
| Studio/1BR Rent | $785 | $1,351 | -42% |
| Groceries | $243 | $207 | +17% |
| Utilities | $137 | $169 | -19% |
| Transportation | $188 | $316 | -41% |
| Car Insurance | $137 | $223 | -39% |
| Health Insurance | $638 | $672 | -5% |
| Internet | $53 | $65 | -18% |
| Phone | $70 | $85 | -18% |
| Dining & Social | $246 | $300 | -18% |
| Entertainment | $98 | $120 | -18% |
| Personal Care | $61 | $75 | -19% |
| Total Monthly | $2,656 | $3,583 | -26% |
How We Calculated the Salary
Monthly expenses:$2,656
Target savings (10%):$341/mo
Monthly after-tax needed:$2,997
Effective tax rate:25%
Gross annual salary needed:$49,034
What Drives the Salary Number?
Housing
$785
Studio/1BR rent is 30% of this monthly budget.
Taxes
25%
Estimated federal plus TX state tax reserve used to convert take-home needs into gross salary.
Savings target
10%
$341/mo is reserved for savings so the salary is not just break-even.
Local index
82/100
Beaumont is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby south Cities
Salary Planning Checklist
- Keep studio/1br housing near $785/mo or adjust the salary target upward.
- Budget $528/mo for persona-specific costs such as Internet and Phone.
- Use $42,496/year as the survival floor and $49,034/year as the healthier negotiation target.
Other Household Types in Beaumont
Related Pages
FAQ
What salary does a single person need in Beaumont?
A single person needs approximately $49,034/year ($4,086/month gross) to live comfortably in Beaumont with a 10% savings rate.
How much is rent for a single person in Beaumont?
A studio/1br in Beaumont costs approximately $785/month, which is the largest single expense at 30% of the total budget.
Is Beaumont affordable for a single person?
Yes, Beaumont is 26% more affordable than the national average for a single person.