Salary Needed to Live in Beaumont as a Family
A family of four (2 adults, 2 children) needs approximately $106,980/year to live comfortably in Beaumont, TX, including 15% savings.
Direct Answer
A family with kids needs about $106,980/year to live comfortably in Beaumont, TX. The bare-minimum salary is $85,584/year, but the comfortable figure includes a 15% savings target and a monthly after-tax budget of $6,529.
The minimum scenario leaves about $5,349/mo after tax and no planned savings. The comfortable scenario uses $8,915/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$106,980
with 15% savings
Bare Minimum
$85,584
$7,132/mo gross, no savings buffer
Monthly Expenses
$5,349
25% below national avg
Detailed Monthly Budget for a Family in Beaumont
| Expense | Beaumont | Nat'l Avg | Diff |
|---|---|---|---|
| 3BR Apartment/House Rent | $1,457 | $2,509 | -42% |
| Groceries | $619 | $528 | +17% |
| Utilities | $274 | $337 | -19% |
| Transportation | $313 | $526 | -40% |
| Car Insurance | $137 | $223 | -39% |
| Health Insurance | $638 | $672 | -5% |
| Childcare/After-school | $984 | $1,200 | -18% |
| Internet + Phones | $148 | $180 | -18% |
| Children Activities | $205 | $250 | -18% |
| Dining Out | $287 | $350 | -18% |
| School Supplies & Clothing | $164 | $200 | -18% |
| Healthcare Co-pays | $123 | $150 | -18% |
| Total Monthly | $5,349 | $7,125 | -25% |
How We Calculated the Salary
Monthly expenses:$5,349
Target savings (15%):$1,180/mo
Monthly after-tax needed:$6,529
Effective tax rate:25%
Gross annual salary needed:$106,980
What Drives the Salary Number?
Housing
$1,457
3BR Apartment/House rent is 27% of this monthly budget.
Taxes
25%
Estimated federal plus TX state tax reserve used to convert take-home needs into gross salary.
Savings target
15%
$1,180/mo is reserved for savings so the salary is not just break-even.
Local index
82/100
Beaumont is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby south Cities
Salary Planning Checklist
- Keep 3br apartment/house housing near $1,457/mo or adjust the salary target upward.
- Budget $1,911/mo for persona-specific costs such as Childcare/After-school and Internet + Phones.
- Use $85,584/year as the survival floor and $106,980/year as the healthier negotiation target.
Other Household Types in Beaumont
Related Pages
FAQ
What salary does a family with kids need in Beaumont?
A family with kids needs approximately $106,980/year ($8,915/month gross) to live comfortably in Beaumont with a 15% savings rate.
How much is rent for a family with kids in Beaumont?
A 3br apartment/house in Beaumont costs approximately $1,457/month, which is the largest single expense at 27% of the total budget.
Is Beaumont affordable for a family with kids?
Yes, Beaumont is 25% more affordable than the national average for a family with kids.