Living Alone in Colorado Springs, CO: What It Really Costs
A complete monthly budget breakdown for a single person living independently in Colorado Springs. Based on 2026 federal data adjusted for local cost of living.
Colorado Springs is close to the national average for solo living costs.
What Does Solo Living in Colorado Springs Look Like?
Known as "the Springs", Colorado Springs is a mid-size city in the Western United States with a population of 478,961 and a median household income of $65,890. For someone living alone, the biggest expense is housing — a studio or 1-bedroom apartment will run you about $121/month, which accounts for 10% of your total monthly spend. Costs here track close to the national median, giving you a representative experience of typical American solo living expenses.
Complete Monthly Budget Breakdown
| Category | Monthly Cost | % of Budget | Type |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $121 | 10% | Essential |
| 🛒 Groceries (one person) | $18 | 2% | Essential |
| ⚡ Utilities | $15 | 1% | Essential |
| 🚗 Transportation | $30 | 3% | Essential |
| 🛡️ Car Insurance | $147 | 13% | Essential |
| 🏥 Health Insurance | $43 | 4% | Essential |
| 📡 Internet | $68 | 6% | Discretionary |
| 📱 Phone Plan | $80 | 7% | Discretionary |
| 🍽️ Dining Out | $263 | 22% | Discretionary |
| 🎬 Entertainment | $158 | 13% | Discretionary |
| 💇 Personal Care | $84 | 7% | Discretionary |
| 👕 Clothing | $100 | 9% | Discretionary |
| 📺 Subscriptions & Gym | $45 | 4% | Discretionary |
| Total Monthly Budget | $1,172 | 100% |
Can You Afford to Live Alone in Colorado Springs?
Here's how different salary levels stack up against the solo living costs in Colorado Springs:
Tips for Living Alone in Colorado Springs
- 💡 Housing: Colorado Springs's rent is manageable for solo earners. Focus on securing a lease with utilities included to stabilize your monthly costs.
- 🍳 Food: Cooking at home saves roughly $158/month vs eating out regularly. Meal prep on Sundays is the single biggest budget lever for solo dwellers.
- 🚌 Transport: In a mid-size city like Colorado Springs, a car is likely essential. Budget for maintenance separately — about $105/month.
- 🏥 Insurance: If your employer offers health coverage, your actual out-of-pocket drops significantly. The $43/month estimate assumes marketplace insurance.
- 💰 The 50/30/20 Rule: On a $24,110 salary, aim for $743 needs, $446 wants, $297 savings per month.