Tulsa vs Rogers: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

OK
Tulsa
84
Cost Index
Pop: 414KIncome: $60K
VS
4% diff
AR
Rogers
88
Cost Index
Pop: 73KIncome: $87K
More Affordable
Tulsa
Tulsa Wins
35/62
Rogers Wins
27/62
Monthly Cost Advantage
Tulsa saves ~$875/mo
recurring costs only, ~$10,500/yr

Choosing between Tulsa and Rogers? You're not alone โ€” it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Tulsa comes in 4% more affordable overall, with a cost index of 84 compared to Rogers's 88. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money โ€” and where it costs more.

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Direct Answer

Tulsa is the more affordable choice between Tulsa and Rogers, with a 4% lower overall cost index. Tulsa has the recurring monthly cost edge at roughly $875/mo, while Rogers has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$875/mo

Tulsa is ahead on recurring modeled costs, or about $10,500/yr.

Category wins
35-27

Tulsa wins 35 total categories; Rogers wins 27. Salary categories are judged by higher pay.

Income gap
$27K

ACS median household income differs by about $26,890 between the two cities.

Rent gap
$218/mo

ACS median gross rent is separated by about $218/mo.

Overall Cost of Living Comparison

CategoryTulsaRogersDifference
OverallAATie
HousingA+ATie
FoodAATie
HealthcareAB+Tie
TransportationAB+Tie
UtilitiesBB+Tie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

82
Tulsa
Tulsa saves 1%
83
Rogers

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

82
Tulsa
Tulsa saves 22%
100
Rogers

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

88
Tulsa
Tulsa saves 3%
91
Rogers

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

88
Tulsa
Tulsa saves 1%
89
Rogers

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

90
Tulsa
Tulsa saves 1%
91
Rogers

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

80
Tulsa
Tulsa saves 13%
90
Rogers

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementTulsa saves $883
Tulsa
$7,250
Rogers
$8,133
Start a RestaurantRogers saves $155,285
Tulsa
$442,960
Rogers
$287,675
Cost of LivingTulsa saves $285
Tulsa
$3,370
Rogers
$3,655
Rent PricesTulsa saves $218
Tulsa
$1,052
Rogers
$1,270
Car InsuranceTulsa saves $450
Tulsa
$1,535
Rogers
$1,985
Software Developer Salary (higher = better)Rogers pays $4,659 more
Tulsa
$100,496
Rogers
$105,155

Cost of Living

Tulsa: 4Rogers: 3
CategoryTulsaRogersDiffWinner
Cost of Living$3,370$3,6558%Tulsa (lower cost)
Rent Prices$1,052$1,27017%Tulsa (lower cost)
Grocery Costs$468$35724%Rogers (lower cost)
Utility Costs$222$25112%Tulsa (lower cost)
Transportation Costs$321$28212%Rogers (lower cost)
Childcare Costs$1,186$1,67629%Tulsa (lower cost)
Gym Membership$63$4922%Rogers (lower cost)

Home Services

Tulsa: 10Rogers: 7
CategoryTulsaRogersDiffWinner
Roof Replacement$7,250$8,13311%Tulsa (lower cost)
HVAC Installation$5,846$5,5785%Rogers (lower cost)
Plumbing Services$284$19531%Rogers (lower cost)
Electrical Work$223$26215%Tulsa (lower cost)
Kitchen Remodel$21,892$21,5152%Rogers (lower cost)
Bathroom Remodel$9,761$10,99911%Tulsa (lower cost)
House Painting$4,296$3,88210%Rogers (lower cost)
Flooring Installation$2,659$3,00912%Tulsa (lower cost)
Landscaping$2,119$2,58818%Tulsa (lower cost)
Fence Installation$2,977$2,08730%Rogers (lower cost)
Window Replacement$5,685$5,9234%Tulsa (lower cost)
Solar Panel Installation$15,337$23,46935%Tulsa (lower cost)
Water Heater Replacement$1,629$1,98818%Tulsa (lower cost)
Deck Building$10,553$9,7388%Rogers (lower cost)
Pool Installation$44,468$45,8983%Tulsa (lower cost)
Tree Removal$1,026$1,1289%Tulsa (lower cost)
Garage Door Repair$331$24825%Rogers (lower cost)

Business Startup Costs

Tulsa: 7Rogers: 5
CategoryTulsaRogersDiffWinner
Start a Restaurant$442,960$287,67535%Rogers (lower cost)
Start a Coffee Shop$141,427$146,0533%Tulsa (lower cost)
Start a Food Truck$135,400$129,3944%Rogers (lower cost)
Start a Gym$216,329$200,1457%Rogers (lower cost)
Start a Daycare$47,276$53,30111%Tulsa (lower cost)
Start a Hair Salon$204,133$279,70827%Tulsa (lower cost)
Start a Laundromat$254,013$310,10018%Tulsa (lower cost)
Start a Bakery$103,341$79,71123%Rogers (lower cost)
Start a Bar$380,184$456,04817%Tulsa (lower cost)
Start a Cleaning Business$18,066$11,20838%Rogers (lower cost)
Start an Airbnb$22,358$25,43112%Tulsa (lower cost)
Start a Trucking Business$133,280$139,0564%Tulsa (lower cost)

Insurance

Tulsa: 6Rogers: 3
CategoryTulsaRogersDiffWinner
Car Insurance$1,535$1,98523%Tulsa (lower cost)
Home Insurance$2,154$1,92211%Rogers (lower cost)
Health Insurance$534$63516%Tulsa (lower cost)
Business Insurance$1,657$1,5337%Rogers (lower cost)
Life Insurance$39$5732%Tulsa (lower cost)
Renters Insurance$18$2425%Tulsa (lower cost)
Pet Insurance$40$5325%Tulsa (lower cost)
Dental Insurance$26$4035%Tulsa (lower cost)
Motorcycle Insurance$548$49011%Rogers (lower cost)

Salaries & Jobs

Tulsa: 4Rogers: 6
CategoryTulsaRogersDiffWinner
Software Developer Salary$100,496/yr$105,155/yr4%Rogers (higher pay)
Registered Nurse Salary$56,404/yr$74,633/yr24%Rogers (higher pay)
Teacher Salary$40,860/yr$49,228/yr17%Rogers (higher pay)
Electrician Salary$45,303/yr$53,794/yr16%Rogers (higher pay)
Plumber Salary$55,401/yr$52,212/yr6%Tulsa (higher pay)
Accountant Salary$67,032/yr$50,354/yr25%Tulsa (higher pay)
Physical Therapist Salary$57,545/yr$83,364/yr31%Rogers (higher pay)
Police Officer Salary$55,484/yr$54,007/yr3%Tulsa (higher pay)
Dentist Salary$146,745/yr$104,400/yr29%Tulsa (higher pay)
Real Estate Agent Salary$48,147/yr$72,579/yr34%Rogers (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Tulsa

If your salary doesn't depend on location, Tulsa's 4% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Tulsa

Both cities are moderately priced, but Tulsa's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Tulsa

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Tulsa's 4% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Tulsa

Lower operating costs in Tulsa mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Tulsa

On a fixed income, every percentage point matters. Tulsa's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Tulsa is 4% more affordable overall

Tulsa has the lower overall cost index and wins 31 non-salary cost categories.Rogers has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Tulsa
84
Rogers
88

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Tulsa and Rogers.
  2. Do not mix salary and affordability: use Rogers for pay leverage and Tulsa for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Tulsa, OK
Pop: 414K | Index: 84
View all costs โ†’
Rogers, AR
Pop: 73K | Index: 88
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (Tulsa) vs $56K (Rogers).

Is Tulsa or Rogers more affordable in 2026?

Tulsa is 4% more affordable than Rogers overall. Tulsa wins 35 out of 62 cost categories. However, Rogers may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Rogers to Tulsa?

If your income stays the same or comparable, moving from Rogers to Tulsa gives you 4% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Tulsa and Rogers?

Housing is typically the biggest cost difference between these cities. Tulsa (index: 84) and Rogers (index: 88) differ by 4% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Tulsa ACS median rent: $1,052/moRogers ACS median rent: $1,270/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsTulsa costs โ†’Rogers costs โ†’