San Antonio vs Round Rock: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
San Antonio
90
Cost Index
Pop: 1.5MIncome: $65K
VS
12% diff
TX
Round Rock
102
Cost Index
Pop: 136KIncome: $108K
More Affordable
San Antonio
San Antonio Wins
45/62
Round Rock Wins
17/62
Monthly Cost Advantage
San Antonio saves ~$1,790/mo
recurring costs only, ~$21,480/yr

Every year, thousands of Americans weigh San Antonio against Round Rock. Here's what they should know: San Antonio is 12% cheaper overall, but Round Rock offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

San Antonio is the more affordable choice between San Antonio and Round Rock, with a 12% lower overall cost index. San Antonio has the recurring monthly cost edge at roughly $1,790/mo, while San Antonio has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$1,790/mo

San Antonio is ahead on recurring modeled costs, or about $21,480/yr.

Category wins
45-17

San Antonio wins 45 total categories; Round Rock wins 17. Salary categories are judged by higher pay.

Income gap
$43K

ACS median household income differs by about $42,621 between the two cities.

Rent gap
$502/mo

ACS median gross rent is separated by about $502/mo.

Overall Cost of Living Comparison

CategorySan AntonioRound RockDifference
OverallB+BSan Antonio +1pts
HousingAC+San Antonio +2pts
FoodB+BTie
HealthcareBBTie
TransportationABTie
UtilitiesBBTie

Rent, Food, and Utility Differences

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Housing

84
San Antonio
San Antonio saves 27%
107
Round Rock

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

93
San Antonio
San Antonio saves 10%
102
Round Rock

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

95
San Antonio
San Antonio saves 4%
99
Round Rock

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

89
San Antonio
San Antonio saves 18%
105
Round Rock

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

96
San Antonio
San Antonio saves 2%
98
Round Rock

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

83
San Antonio
San Antonio saves 31%
109
Round Rock

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementSan Antonio saves $4,078
San Antonio
$5,806
Round Rock
$9,884
Start a RestaurantRound Rock saves $46,366
San Antonio
$527,366
Round Rock
$481,000
Cost of LivingSan Antonio saves $704
San Antonio
$3,743
Round Rock
$4,447
Rent PricesSan Antonio saves $502
San Antonio
$1,324
Round Rock
$1,826
Car InsuranceRound Rock saves $594
San Antonio
$2,659
Round Rock
$2,065
Software Developer Salary (higher = better)San Antonio pays $19,794 more
San Antonio
$112,420
Round Rock
$92,626

Cost of Living

San Antonio: 6Round Rock: 1
CategorySan AntonioRound RockDiffWinner
Cost of Living$3,743$4,44716%San Antonio (lower cost)
Rent Prices$1,324$1,82627%San Antonio (lower cost)
Grocery Costs$447$38614%Round Rock (lower cost)
Utility Costs$172$22724%San Antonio (lower cost)
Transportation Costs$349$48428%San Antonio (lower cost)
Childcare Costs$1,477$1,87721%San Antonio (lower cost)
Gym Membership$41$5525%San Antonio (lower cost)

Home Services

San Antonio: 13Round Rock: 4
CategorySan AntonioRound RockDiffWinner
Roof Replacement$5,806$9,88441%San Antonio (lower cost)
HVAC Installation$4,454$7,82643%San Antonio (lower cost)
Plumbing Services$279$22519%Round Rock (lower cost)
Electrical Work$368$31514%Round Rock (lower cost)
Kitchen Remodel$18,676$32,14142%San Antonio (lower cost)
Bathroom Remodel$10,030$10,1852%San Antonio (lower cost)
House Painting$4,866$4,37410%Round Rock (lower cost)
Flooring Installation$2,604$2,23914%Round Rock (lower cost)
Landscaping$3,463$3,86610%San Antonio (lower cost)
Fence Installation$2,730$3,43921%San Antonio (lower cost)
Window Replacement$5,445$8,52336%San Antonio (lower cost)
Solar Panel Installation$23,188$29,35721%San Antonio (lower cost)
Water Heater Replacement$1,694$1,7574%San Antonio (lower cost)
Deck Building$9,185$10,80015%San Antonio (lower cost)
Pool Installation$42,210$52,40819%San Antonio (lower cost)
Tree Removal$928$9997%San Antonio (lower cost)
Garage Door Repair$245$39338%San Antonio (lower cost)

Business Startup Costs

San Antonio: 10Round Rock: 2
CategorySan AntonioRound RockDiffWinner
Start a Restaurant$527,366$481,0009%Round Rock (lower cost)
Start a Coffee Shop$163,353$165,1671%San Antonio (lower cost)
Start a Food Truck$127,563$122,9824%Round Rock (lower cost)
Start a Gym$223,919$257,04313%San Antonio (lower cost)
Start a Daycare$51,824$61,01715%San Antonio (lower cost)
Start a Hair Salon$285,848$356,47720%San Antonio (lower cost)
Start a Laundromat$263,463$425,07538%San Antonio (lower cost)
Start a Bakery$66,413$98,16032%San Antonio (lower cost)
Start a Bar$396,601$528,67225%San Antonio (lower cost)
Start a Cleaning Business$13,136$16,12919%San Antonio (lower cost)
Start an Airbnb$21,643$29,50127%San Antonio (lower cost)
Start a Trucking Business$118,090$139,96616%San Antonio (lower cost)

Insurance

San Antonio: 4Round Rock: 5
CategorySan AntonioRound RockDiffWinner
Car Insurance$2,659$2,06522%Round Rock (lower cost)
Home Insurance$1,728$2,26924%San Antonio (lower cost)
Health Insurance$575$70118%San Antonio (lower cost)
Business Insurance$1,541$1,97622%San Antonio (lower cost)
Life Insurance$50$4314%Round Rock (lower cost)
Renters Insurance$24$234%Round Rock (lower cost)
Pet Insurance$53$6721%San Antonio (lower cost)
Dental Insurance$36$353%Round Rock (lower cost)
Motorcycle Insurance$520$4925%Round Rock (lower cost)

Salaries & Jobs

San Antonio: 7Round Rock: 3
CategorySan AntonioRound RockDiffWinner
Software Developer Salary$112,420/yr$92,626/yr18%San Antonio (higher pay)
Registered Nurse Salary$59,906/yr$58,268/yr3%San Antonio (higher pay)
Teacher Salary$41,635/yr$64,815/yr36%Round Rock (higher pay)
Electrician Salary$66,922/yr$46,394/yr31%San Antonio (higher pay)
Plumber Salary$61,426/yr$57,108/yr7%San Antonio (higher pay)
Accountant Salary$58,738/yr$56,718/yr3%San Antonio (higher pay)
Physical Therapist Salary$66,300/yr$84,086/yr21%Round Rock (higher pay)
Police Officer Salary$60,405/yr$53,404/yr12%San Antonio (higher pay)
Dentist Salary$186,436/yr$163,350/yr12%San Antonio (higher pay)
Real Estate Agent Salary$60,237/yr$77,035/yr22%Round Rock (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ San Antonio

If your salary doesn't depend on location, San Antonio's 12% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ San Antonio

Both cities are moderately priced, but San Antonio's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ San Antonio

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. San Antonio's 12% advantage compounds across every budget category.

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Small Business Owner

โ†’ San Antonio

Lower operating costs in San Antonio mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ San Antonio

On a fixed income, every percentage point matters. San Antonio's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

San Antonio is 12% more affordable overall

San Antonio has the lower overall cost index and wins 38 non-salary cost categories.San Antonio has the stronger salary edge across 7 salary categories, so wages are shown separately from affordability.

San Antonio
90
Round Rock
102

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between San Antonio and Round Rock.
  2. Do not mix salary and affordability: use San Antonio for pay leverage and San Antonio for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

San Antonio, TX
Pop: 1.5M | Index: 90
View all costs โ†’
Round Rock, TX
Pop: 136K | Index: 102
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $52K (San Antonio) vs $82K (Round Rock).

Is San Antonio or Round Rock more affordable in 2026?

San Antonio is 12% more affordable than Round Rock overall. San Antonio wins 45 out of 62 cost categories. However, Round Rock may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Round Rock to San Antonio?

If your income stays the same or comparable, moving from Round Rock to San Antonio gives you 12% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between San Antonio and Round Rock?

Housing is typically the biggest cost difference between these cities. San Antonio (index: 90) and Round Rock (index: 102) differ by 12% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
San Antonio ACS median rent: $1,324/moRound Rock ACS median rent: $1,826/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsSan Antonio costs โ†’Round Rock costs โ†’