Racine vs Kenosha: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

WI
Racine
86
Cost Index
Pop: 78KIncome: $58K
VS
6% diff
WI
Kenosha
92
Cost Index
Pop: 99KIncome: $71K
More Affordable
Racine
Racine Wins
38/62
Kenosha Wins
24/62
Monthly Cost Advantage
Racine saves ~$993/mo
recurring costs only, ~$11,916/yr

Choosing between Racine and Kenosha? You're not alone โ€” it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Racine comes in 6% more affordable overall, with a cost index of 86 compared to Kenosha's 92. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money โ€” and where it costs more.

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Direct Answer

Racine is the more affordable choice between Racine and Kenosha, with a 6% lower overall cost index. Racine has the recurring monthly cost edge at roughly $993/mo, while Kenosha has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$993/mo

Racine is ahead on recurring modeled costs, or about $11,916/yr.

Category wins
38-24

Racine wins 38 total categories; Kenosha wins 24. Salary categories are judged by higher pay.

Income gap
$13K

ACS median household income differs by about $13,499 between the two cities.

Rent gap
$153/mo

ACS median gross rent is separated by about $153/mo.

Overall Cost of Living Comparison

CategoryRacineKenoshaDifference
OverallAB+Tie
HousingA+ATie
FoodAB+Tie
HealthcareAB+Tie
TransportationB+B+Tie
UtilitiesABTie

Rent, Food, and Utility Differences

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Housing

88
Racine
Kenosha saves 5%
84
Kenosha

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

95
Racine
Kenosha saves 5%
90
Kenosha

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

96
Racine
Kenosha saves 9%
87
Kenosha

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

91
Racine
Even
91
Kenosha

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

88
Racine
Racine saves 10%
97
Kenosha

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

93
Racine
Kenosha saves 11%
83
Kenosha

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementRacine saves $54
Racine
$7,741
Kenosha
$7,795
Start a RestaurantKenosha saves $124,297
Racine
$484,238
Kenosha
$359,941
Cost of LivingRacine saves $253
Racine
$3,385
Kenosha
$3,638
Rent PricesRacine saves $153
Racine
$1,033
Kenosha
$1,186
Car InsuranceKenosha saves $330
Racine
$2,235
Kenosha
$1,905
Software Developer Salary (higher = better)Racine pays $13,679 more
Racine
$100,062
Kenosha
$86,383

Cost of Living

Racine: 6Kenosha: 1
CategoryRacineKenoshaDiffWinner
Cost of Living$3,385$3,6387%Racine (lower cost)
Rent Prices$1,033$1,18613%Racine (lower cost)
Grocery Costs$291$48240%Racine (lower cost)
Utility Costs$231$28720%Racine (lower cost)
Transportation Costs$415$4140%Kenosha (lower cost)
Childcare Costs$1,308$1,58217%Racine (lower cost)
Gym Membership$43$5522%Racine (lower cost)

Home Services

Racine: 8Kenosha: 9
CategoryRacineKenoshaDiffWinner
Roof Replacement$7,741$7,7951%Racine (lower cost)
HVAC Installation$4,939$8,25440%Racine (lower cost)
Plumbing Services$301$22625%Kenosha (lower cost)
Electrical Work$331$25024%Kenosha (lower cost)
Kitchen Remodel$27,347$21,10823%Kenosha (lower cost)
Bathroom Remodel$8,636$10,70719%Racine (lower cost)
House Painting$4,229$4,3633%Racine (lower cost)
Flooring Installation$2,048$2,26710%Racine (lower cost)
Landscaping$2,940$2,7008%Kenosha (lower cost)
Fence Installation$3,207$2,9807%Kenosha (lower cost)
Window Replacement$5,493$7,34325%Racine (lower cost)
Solar Panel Installation$20,357$25,58820%Racine (lower cost)
Water Heater Replacement$1,826$1,7564%Kenosha (lower cost)
Deck Building$13,157$10,69719%Kenosha (lower cost)
Pool Installation$47,001$40,26814%Kenosha (lower cost)
Tree Removal$1,011$1,0857%Racine (lower cost)
Garage Door Repair$346$3353%Kenosha (lower cost)

Business Startup Costs

Racine: 8Kenosha: 4
CategoryRacineKenoshaDiffWinner
Start a Restaurant$484,238$359,94126%Kenosha (lower cost)
Start a Coffee Shop$160,911$185,64013%Racine (lower cost)
Start a Food Truck$116,944$131,45011%Racine (lower cost)
Start a Gym$201,603$256,42421%Racine (lower cost)
Start a Daycare$54,654$50,1698%Kenosha (lower cost)
Start a Hair Salon$238,513$295,71119%Racine (lower cost)
Start a Laundromat$319,550$320,5130%Racine (lower cost)
Start a Bakery$69,673$95,77127%Racine (lower cost)
Start a Bar$457,536$522,31312%Racine (lower cost)
Start a Cleaning Business$17,026$15,34910%Kenosha (lower cost)
Start an Airbnb$28,154$29,0823%Racine (lower cost)
Start a Trucking Business$132,895$121,4509%Kenosha (lower cost)

Insurance

Racine: 5Kenosha: 4
CategoryRacineKenoshaDiffWinner
Car Insurance$2,235$1,90515%Kenosha (lower cost)
Home Insurance$1,899$2,17613%Racine (lower cost)
Health Insurance$654$6570%Racine (lower cost)
Business Insurance$1,299$1,79228%Racine (lower cost)
Life Insurance$48$4017%Kenosha (lower cost)
Renters Insurance$29$2514%Kenosha (lower cost)
Pet Insurance$53$506%Kenosha (lower cost)
Dental Insurance$23$2715%Racine (lower cost)
Motorcycle Insurance$366$59138%Racine (lower cost)

Salaries & Jobs

Racine: 4Kenosha: 6
CategoryRacineKenoshaDiffWinner
Software Developer Salary$100,062/yr$86,383/yr14%Racine (higher pay)
Registered Nurse Salary$49,065/yr$66,911/yr27%Kenosha (higher pay)
Teacher Salary$54,442/yr$57,486/yr5%Kenosha (higher pay)
Electrician Salary$62,525/yr$56,753/yr9%Racine (higher pay)
Plumber Salary$48,144/yr$48,153/yr0%Kenosha (higher pay)
Accountant Salary$50,783/yr$69,141/yr27%Kenosha (higher pay)
Physical Therapist Salary$81,664/yr$73,695/yr10%Racine (higher pay)
Police Officer Salary$52,007/yr$64,437/yr19%Kenosha (higher pay)
Dentist Salary$148,140/yr$133,696/yr10%Racine (higher pay)
Real Estate Agent Salary$52,235/yr$78,372/yr33%Kenosha (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Racine

If your salary doesn't depend on location, Racine's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Racine

Both cities are moderately priced, but Racine's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Racine

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Racine's 6% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Racine

Lower operating costs in Racine mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Racine

On a fixed income, every percentage point matters. Racine's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Racine is 6% more affordable overall

Racine has the lower overall cost index and wins 34 non-salary cost categories.Kenosha has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Racine
86
Kenosha
92

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Racine and Kenosha.
  2. Do not mix salary and affordability: use Kenosha for pay leverage and Racine for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Racine, WI
Pop: 78K | Index: 86
View all costs โ†’
Kenosha, WI
Pop: 99K | Index: 92
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $42K (Racine) vs $52K (Kenosha).

Is Racine or Kenosha more affordable in 2026?

Racine is 6% more affordable than Kenosha overall. Racine wins 38 out of 62 cost categories. However, Kenosha may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Kenosha to Racine?

If your income stays the same or comparable, moving from Kenosha to Racine gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Racine and Kenosha?

Housing is typically the biggest cost difference between these cities. Racine (index: 86) and Kenosha (index: 92) differ by 6% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Racine ACS median rent: $1,033/moKenosha ACS median rent: $1,186/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsRacine costs โ†’Kenosha costs โ†’