Oklahoma City vs Denton: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

OK
Oklahoma City
87
Cost Index
Pop: 697KIncome: $69K
VS
5% diff
TX
Denton
92
Cost Index
Pop: 166KIncome: $81K
More Affordable
Oklahoma City
Oklahoma City Wins
39/62
Denton Wins
23/62
Monthly Cost Advantage
Oklahoma City saves ~$932/mo
recurring costs only, ~$11,184/yr

Oklahoma City and Denton attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Oklahoma City is the more affordable option by 5%, though Denton often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Direct Answer

Oklahoma City is the more affordable choice between Oklahoma City and Denton, with a 5% lower overall cost index. Oklahoma City has the recurring monthly cost edge at roughly $932/mo, while Denton has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$932/mo

Oklahoma City is ahead on recurring modeled costs, or about $11,184/yr.

Category wins
39-23

Oklahoma City wins 39 total categories; Denton wins 23. Salary categories are judged by higher pay.

Income gap
$12K

ACS median household income differs by about $12,252 between the two cities.

Rent gap
$438/mo

ACS median gross rent is separated by about $438/mo.

Overall Cost of Living Comparison

CategoryOklahoma CityDentonDifference
OverallAB+Tie
HousingAB+Tie
FoodAB+Tie
HealthcareAB+Tie
TransportationB+B+Tie
UtilitiesB+ATie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

79
Oklahoma City
Oklahoma City saves 19%
94
Denton

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

97
Oklahoma City
Denton saves 8%
89
Denton

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

86
Oklahoma City
Oklahoma City saves 15%
99
Denton

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

89
Oklahoma City
Oklahoma City saves 4%
93
Denton

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

86
Oklahoma City
Oklahoma City saves 16%
100
Denton

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

88
Oklahoma City
Oklahoma City saves 1%
89
Denton

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementDenton saves $28
Oklahoma City
$7,935
Denton
$7,907
Start a RestaurantOklahoma City saves $9,134
Oklahoma City
$389,310
Denton
$398,444
Cost of LivingOklahoma City saves $522
Oklahoma City
$3,498
Denton
$4,020
Rent PricesOklahoma City saves $438
Oklahoma City
$1,130
Denton
$1,568
Car InsuranceOklahoma City saves $75
Oklahoma City
$1,913
Denton
$1,988
Software Developer Salary (higher = better)Denton pays $18,810 more
Oklahoma City
$92,626
Denton
$111,436

Cost of Living

Oklahoma City: 5Denton: 2
CategoryOklahoma CityDentonDiffWinner
Cost of Living$3,498$4,02013%Oklahoma City (lower cost)
Rent Prices$1,130$1,56828%Oklahoma City (lower cost)
Grocery Costs$385$52126%Oklahoma City (lower cost)
Utility Costs$232$26512%Oklahoma City (lower cost)
Transportation Costs$421$3927%Denton (lower cost)
Childcare Costs$1,565$1,32515%Denton (lower cost)
Gym Membership$51$522%Oklahoma City (lower cost)

Home Services

Oklahoma City: 10Denton: 7
CategoryOklahoma CityDentonDiffWinner
Roof Replacement$7,935$7,9070%Denton (lower cost)
HVAC Installation$5,150$6,54121%Oklahoma City (lower cost)
Plumbing Services$229$2519%Oklahoma City (lower cost)
Electrical Work$247$32925%Oklahoma City (lower cost)
Kitchen Remodel$26,876$25,1816%Denton (lower cost)
Bathroom Remodel$10,978$7,54231%Denton (lower cost)
House Painting$3,599$3,5940%Denton (lower cost)
Flooring Installation$2,313$2,5098%Oklahoma City (lower cost)
Landscaping$3,287$3,5558%Oklahoma City (lower cost)
Fence Installation$3,201$3,59611%Oklahoma City (lower cost)
Window Replacement$5,718$6,49712%Oklahoma City (lower cost)
Solar Panel Installation$24,857$25,6573%Oklahoma City (lower cost)
Water Heater Replacement$1,722$1,5818%Denton (lower cost)
Deck Building$8,938$12,71930%Oklahoma City (lower cost)
Pool Installation$32,537$42,46023%Oklahoma City (lower cost)
Tree Removal$1,111$1,0634%Denton (lower cost)
Garage Door Repair$340$3342%Denton (lower cost)

Business Startup Costs

Oklahoma City: 10Denton: 2
CategoryOklahoma CityDentonDiffWinner
Start a Restaurant$389,310$398,4442%Oklahoma City (lower cost)
Start a Coffee Shop$166,355$187,58711%Oklahoma City (lower cost)
Start a Food Truck$142,482$106,85725%Denton (lower cost)
Start a Gym$198,468$224,31812%Oklahoma City (lower cost)
Start a Daycare$54,789$41,60224%Denton (lower cost)
Start a Hair Salon$280,256$287,0702%Oklahoma City (lower cost)
Start a Laundromat$254,975$335,30024%Oklahoma City (lower cost)
Start a Bakery$83,223$92,59510%Oklahoma City (lower cost)
Start a Bar$418,512$466,27210%Oklahoma City (lower cost)
Start a Cleaning Business$15,757$18,46515%Oklahoma City (lower cost)
Start an Airbnb$23,080$24,7997%Oklahoma City (lower cost)
Start a Trucking Business$96,076$109,79612%Oklahoma City (lower cost)

Insurance

Oklahoma City: 5Denton: 4
CategoryOklahoma CityDentonDiffWinner
Car Insurance$1,913$1,9884%Oklahoma City (lower cost)
Home Insurance$1,806$2,03311%Oklahoma City (lower cost)
Health Insurance$511$73430%Oklahoma City (lower cost)
Business Insurance$1,633$1,94916%Oklahoma City (lower cost)
Life Insurance$58$539%Denton (lower cost)
Renters Insurance$28$2511%Denton (lower cost)
Pet Insurance$54$6618%Oklahoma City (lower cost)
Dental Insurance$40$393%Denton (lower cost)
Motorcycle Insurance$439$4351%Denton (lower cost)

Salaries & Jobs

Oklahoma City: 5Denton: 5
CategoryOklahoma CityDentonDiffWinner
Software Developer Salary$92,626/yr$111,436/yr17%Denton (higher pay)
Registered Nurse Salary$74,243/yr$65,318/yr12%Oklahoma City (higher pay)
Teacher Salary$51,381/yr$59,343/yr13%Denton (higher pay)
Electrician Salary$62,253/yr$44,175/yr29%Oklahoma City (higher pay)
Plumber Salary$54,453/yr$43,728/yr20%Oklahoma City (higher pay)
Accountant Salary$59,506/yr$72,126/yr17%Denton (higher pay)
Physical Therapist Salary$85,234/yr$74,056/yr13%Oklahoma City (higher pay)
Police Officer Salary$61,278/yr$57,531/yr6%Oklahoma City (higher pay)
Dentist Salary$110,880/yr$139,770/yr21%Denton (higher pay)
Real Estate Agent Salary$49,561/yr$82,034/yr40%Denton (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Oklahoma City

If your salary doesn't depend on location, Oklahoma City's 5% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Oklahoma City

Both cities are moderately priced, but Oklahoma City's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Oklahoma City

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Oklahoma City's 5% advantage compounds across every budget category.

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Small Business Owner

โ†’ Oklahoma City

Lower operating costs in Oklahoma City mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Oklahoma City

On a fixed income, every percentage point matters. Oklahoma City's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Oklahoma City is 5% more affordable overall

Oklahoma City has the lower overall cost index and wins 34 non-salary cost categories.Denton has the stronger salary edge across 5 salary categories, so wages are shown separately from affordability.

Oklahoma City
87
Denton
92

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Oklahoma City and Denton.
  2. Do not mix salary and affordability: use Denton for pay leverage and Oklahoma City for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Oklahoma City, OK
Pop: 697K | Index: 87
View all costs โ†’
Denton, TX
Pop: 166K | Index: 92
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Oklahoma City and Denton?

Housing is typically the biggest cost difference between these cities. Oklahoma City (index: 87) and Denton (index: 92) differ by 5% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Oklahoma City is the clear winner. The 5% cost advantage means more of your paycheck goes to savings or discretionary spending. Denton makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Oklahoma City vs Denton?

Oklahoma City's cost of living index is 87; Denton's is 92. A score of 100 represents the national average. Oklahoma City is below average; Denton is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $54K (Oklahoma City) vs $52K (Denton).

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Oklahoma City ACS median rent: $1,130/moDenton ACS median rent: $1,568/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsOklahoma City costs โ†’Denton costs โ†’