Kenosha vs Chicago: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

WI
Kenosha
92
Cost Index
Pop: 99KIncome: $71K
VS
15% diff
IL
Chicago
107
Cost Index
Pop: 2.7MIncome: $78K
More Affordable
Kenosha
Kenosha Wins
35/62
Chicago Wins
27/62
Monthly Cost Advantage
Kenosha saves ~$660/mo
recurring costs only, ~$7,920/yr

Kenosha and Chicago attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Kenosha is the more affordable option by 15%, though Chicago often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

Share:XFLRWE
Direct Answer

Kenosha is the more affordable choice between Kenosha and Chicago, with a 15% lower overall cost index. Kenosha has the recurring monthly cost edge at roughly $660/mo, while Chicago has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$660/mo

Kenosha is ahead on recurring modeled costs, or about $7,920/yr.

Category wins
35-27

Kenosha wins 35 total categories; Chicago wins 27. Salary categories are judged by higher pay.

Income gap
$7K

ACS median household income differs by about $6,663 between the two cities.

Rent gap
$254/mo

ACS median gross rent is separated by about $254/mo.

Overall Cost of Living Comparison

CategoryKenoshaChicagoDifference
OverallB+C+Kenosha +3pts
HousingAC+Kenosha +2pts
FoodB+C+Kenosha +2pts
HealthcareB+C+Kenosha +2pts
TransportationB+BTie
UtilitiesBC+Kenosha +2pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

84
Kenosha
Kenosha saves 38%
116
Chicago

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

101
Kenosha
Chicago saves 4%
97
Chicago

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

87
Kenosha
Kenosha saves 30%
113
Chicago

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

91
Kenosha
Kenosha saves 20%
109
Chicago

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

97
Kenosha
Kenosha saves 4%
101
Chicago

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

92
Kenosha
Kenosha saves 16%
107
Chicago

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementKenosha saves $2,870
Kenosha
$7,795
Chicago
$10,665
Start a RestaurantKenosha saves $77,700
Kenosha
$359,941
Chicago
$437,641
Cost of LivingKenosha saves $507
Kenosha
$3,638
Chicago
$4,145
Rent PricesKenosha saves $254
Kenosha
$1,186
Chicago
$1,440
Car InsuranceChicago saves $9
Kenosha
$1,905
Chicago
$1,896
Software Developer Salary (higher = better)Chicago pays $28,738 more
Kenosha
$86,383
Chicago
$115,121

Cost of Living

Kenosha: 4Chicago: 3
CategoryKenoshaChicagoDiffWinner
Cost of Living$3,638$4,14512%Kenosha (lower cost)
Rent Prices$1,186$1,44018%Kenosha (lower cost)
Grocery Costs$482$5248%Kenosha (lower cost)
Utility Costs$287$21924%Chicago (lower cost)
Transportation Costs$414$37310%Chicago (lower cost)
Childcare Costs$1,582$1,5532%Chicago (lower cost)
Gym Membership$55$6313%Kenosha (lower cost)

Home Services

Kenosha: 15Chicago: 2
CategoryKenoshaChicagoDiffWinner
Roof Replacement$7,795$10,66527%Kenosha (lower cost)
HVAC Installation$8,254$6,77718%Chicago (lower cost)
Plumbing Services$226$34835%Kenosha (lower cost)
Electrical Work$250$45245%Kenosha (lower cost)
Kitchen Remodel$21,108$32,57635%Kenosha (lower cost)
Bathroom Remodel$10,707$11,1464%Kenosha (lower cost)
House Painting$4,363$4,83910%Kenosha (lower cost)
Flooring Installation$2,267$3,23630%Kenosha (lower cost)
Landscaping$2,700$3,37020%Kenosha (lower cost)
Fence Installation$2,980$3,79221%Kenosha (lower cost)
Window Replacement$7,343$8,93018%Kenosha (lower cost)
Solar Panel Installation$25,588$23,5078%Chicago (lower cost)
Water Heater Replacement$1,756$2,46729%Kenosha (lower cost)
Deck Building$10,697$12,23213%Kenosha (lower cost)
Pool Installation$40,268$58,44631%Kenosha (lower cost)
Tree Removal$1,085$1,30017%Kenosha (lower cost)
Garage Door Repair$335$3617%Kenosha (lower cost)

Business Startup Costs

Kenosha: 6Chicago: 6
CategoryKenoshaChicagoDiffWinner
Start a Restaurant$359,941$437,64118%Kenosha (lower cost)
Start a Coffee Shop$185,640$215,47014%Kenosha (lower cost)
Start a Food Truck$131,450$108,16918%Chicago (lower cost)
Start a Gym$256,424$322,76821%Kenosha (lower cost)
Start a Daycare$50,169$49,1512%Chicago (lower cost)
Start a Hair Salon$295,711$330,41411%Kenosha (lower cost)
Start a Laundromat$320,513$295,5758%Chicago (lower cost)
Start a Bakery$95,771$107,68811%Kenosha (lower cost)
Start a Bar$522,313$454,03213%Chicago (lower cost)
Start a Cleaning Business$15,349$15,2611%Chicago (lower cost)
Start an Airbnb$29,082$28,8001%Chicago (lower cost)
Start a Trucking Business$121,450$128,7666%Kenosha (lower cost)

Insurance

Kenosha: 6Chicago: 3
CategoryKenoshaChicagoDiffWinner
Car Insurance$1,905$1,8960%Chicago (lower cost)
Home Insurance$2,176$1,93111%Chicago (lower cost)
Health Insurance$657$6692%Kenosha (lower cost)
Business Insurance$1,792$1,8594%Kenosha (lower cost)
Life Insurance$40$5223%Kenosha (lower cost)
Renters Insurance$25$3222%Kenosha (lower cost)
Pet Insurance$50$6725%Kenosha (lower cost)
Dental Insurance$27$4134%Kenosha (lower cost)
Motorcycle Insurance$591$5566%Chicago (lower cost)

Salaries & Jobs

Kenosha: 2Chicago: 8
CategoryKenoshaChicagoDiffWinner
Software Developer Salary$86,383/yr$115,121/yr25%Chicago (higher pay)
Registered Nurse Salary$66,911/yr$63,480/yr5%Kenosha (higher pay)
Teacher Salary$57,486/yr$64,939/yr11%Chicago (higher pay)
Electrician Salary$56,753/yr$60,191/yr6%Chicago (higher pay)
Plumber Salary$48,153/yr$64,953/yr26%Chicago (higher pay)
Accountant Salary$69,141/yr$77,453/yr11%Chicago (higher pay)
Physical Therapist Salary$73,695/yr$75,586/yr3%Chicago (higher pay)
Police Officer Salary$64,437/yr$63,119/yr2%Kenosha (higher pay)
Dentist Salary$133,696/yr$160,650/yr17%Chicago (higher pay)
Real Estate Agent Salary$78,372/yr$88,622/yr12%Chicago (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Kenosha

If your salary doesn't depend on location, Kenosha's 15% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Chicago

Chicago's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Kenosha

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Kenosha's 15% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Kenosha

Lower operating costs in Kenosha mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Kenosha

On a fixed income, every percentage point matters. Kenosha's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Kenosha is 15% more affordable overall

Kenosha has the lower overall cost index and wins 33 non-salary cost categories.Chicago has the stronger salary edge across 8 salary categories, so wages are shown separately from affordability.

Kenosha
92
Chicago
107

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Kenosha and Chicago.
  2. Do not mix salary and affordability: use Chicago for pay leverage and Kenosha for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Kenosha, WI
Pop: 99K | Index: 92
View all costs โ†’
Chicago, IL
Pop: 2.7M | Index: 107
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Free monthly cost alerts. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

What is the cost of living index for Kenosha vs Chicago?

Kenosha's cost of living index is 92; Chicago's is 107. A score of 100 represents the national average. Kenosha is below average; Chicago is above average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Chicago's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $52K (Kenosha) vs $62K (Chicago).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Kenosha is the clear winner. The 15% cost advantage means more of your paycheck goes to savings or discretionary spending. Chicago makes more sense if your employer adjusts pay upward for that market.

Should I move from Chicago to Kenosha?

If your income stays the same or comparable, moving from Chicago to Kenosha gives you 15% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Kenosha ACS median rent: $1,186/moChicago ACS median rent: $1,440/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsKenosha costs โ†’Chicago costs โ†’