Janesville vs Kenosha: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

WI
Janesville
86
Cost Index
Pop: 66KIncome: $73K
VS
6% diff
WI
Kenosha
92
Cost Index
Pop: 99KIncome: $71K
More Affordable
Janesville
Janesville Wins
45/62
Kenosha Wins
17/62
Monthly Cost Advantage
Janesville saves ~$550/mo
recurring costs only, ~$6,600/yr

The Janesville vs Kenosha debate comes down to more than just price tags. While Janesville offers lower costs across most categories (6% cheaper overall), Kenosha brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

Share:XFLRWE
Direct Answer

Janesville is the more affordable choice between Janesville and Kenosha, with a 6% lower overall cost index. Janesville has the recurring monthly cost edge at roughly $550/mo, while Kenosha has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$550/mo

Janesville is ahead on recurring modeled costs, or about $6,600/yr.

Category wins
45-17

Janesville wins 45 total categories; Kenosha wins 17. Salary categories are judged by higher pay.

Income gap
$2K

ACS median household income differs by about $2,207 between the two cities.

Rent gap
$132/mo

ACS median gross rent is separated by about $132/mo.

Overall Cost of Living Comparison

CategoryJanesvilleKenoshaDifference
OverallAB+Tie
HousingAATie
FoodB+B+Tie
HealthcareB+B+Tie
TransportationB+B+Tie
UtilitiesABTie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

85
Janesville
Janesville saves 2%
87
Kenosha

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

98
Janesville
Kenosha saves 10%
88
Kenosha

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

96
Janesville
Kenosha saves 8%
88
Kenosha

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

83
Janesville
Janesville saves 19%
99
Kenosha

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

87
Janesville
Janesville saves 13%
98
Kenosha

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

92
Janesville
Kenosha saves 9%
84
Kenosha

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementJanesville saves $905
Janesville
$6,890
Kenosha
$7,795
Start a RestaurantKenosha saves $118,400
Janesville
$478,341
Kenosha
$359,941
Cost of LivingJanesville saves $232
Janesville
$3,406
Kenosha
$3,638
Rent PricesJanesville saves $132
Janesville
$1,054
Kenosha
$1,186
Car InsuranceKenosha saves $320
Janesville
$2,225
Kenosha
$1,905
Software Developer Salary (higher = better)Janesville pays $1,276 more
Janesville
$87,659
Kenosha
$86,383

Cost of Living

Janesville: 5Kenosha: 2
CategoryJanesvilleKenoshaDiffWinner
Cost of Living$3,406$3,6386%Janesville (lower cost)
Rent Prices$1,054$1,18611%Janesville (lower cost)
Grocery Costs$486$4821%Kenosha (lower cost)
Utility Costs$220$28723%Janesville (lower cost)
Transportation Costs$426$4143%Kenosha (lower cost)
Childcare Costs$1,488$1,5826%Janesville (lower cost)
Gym Membership$49$5511%Janesville (lower cost)

Home Services

Janesville: 12Kenosha: 5
CategoryJanesvilleKenoshaDiffWinner
Roof Replacement$6,890$7,79512%Janesville (lower cost)
HVAC Installation$6,083$8,25426%Janesville (lower cost)
Plumbing Services$229$2261%Kenosha (lower cost)
Electrical Work$237$2505%Janesville (lower cost)
Kitchen Remodel$28,150$21,10825%Kenosha (lower cost)
Bathroom Remodel$9,802$10,7078%Janesville (lower cost)
House Painting$3,743$4,36314%Janesville (lower cost)
Flooring Installation$2,133$2,2676%Janesville (lower cost)
Landscaping$3,209$2,70016%Kenosha (lower cost)
Fence Installation$3,690$2,98019%Kenosha (lower cost)
Window Replacement$5,592$7,34324%Janesville (lower cost)
Solar Panel Installation$16,325$25,58836%Janesville (lower cost)
Water Heater Replacement$1,326$1,75624%Janesville (lower cost)
Deck Building$9,791$10,6978%Janesville (lower cost)
Pool Installation$39,323$40,2682%Janesville (lower cost)
Tree Removal$847$1,08522%Janesville (lower cost)
Garage Door Repair$341$3352%Kenosha (lower cost)

Business Startup Costs

Janesville: 10Kenosha: 2
CategoryJanesvilleKenoshaDiffWinner
Start a Restaurant$478,341$359,94125%Kenosha (lower cost)
Start a Coffee Shop$133,599$185,64028%Janesville (lower cost)
Start a Food Truck$108,725$131,45017%Janesville (lower cost)
Start a Gym$185,722$256,42428%Janesville (lower cost)
Start a Daycare$52,220$50,1694%Kenosha (lower cost)
Start a Hair Salon$215,541$295,71127%Janesville (lower cost)
Start a Laundromat$288,488$320,51310%Janesville (lower cost)
Start a Bakery$79,884$95,77117%Janesville (lower cost)
Start a Bar$395,736$522,31324%Janesville (lower cost)
Start a Cleaning Business$15,223$15,3491%Janesville (lower cost)
Start an Airbnb$21,780$29,08225%Janesville (lower cost)
Start a Trucking Business$99,050$121,45018%Janesville (lower cost)

Insurance

Janesville: 8Kenosha: 1
CategoryJanesvilleKenoshaDiffWinner
Car Insurance$2,225$1,90514%Kenosha (lower cost)
Home Insurance$2,158$2,1761%Janesville (lower cost)
Health Insurance$472$65728%Janesville (lower cost)
Business Insurance$1,321$1,79226%Janesville (lower cost)
Life Insurance$33$4018%Janesville (lower cost)
Renters Insurance$22$2512%Janesville (lower cost)
Pet Insurance$48$504%Janesville (lower cost)
Dental Insurance$25$277%Janesville (lower cost)
Motorcycle Insurance$529$59110%Janesville (lower cost)

Salaries & Jobs

Janesville: 5Kenosha: 5
CategoryJanesvilleKenoshaDiffWinner
Software Developer Salary$87,659/yr$86,383/yr1%Janesville (higher pay)
Registered Nurse Salary$73,384/yr$66,911/yr9%Janesville (higher pay)
Teacher Salary$51,046/yr$57,486/yr11%Kenosha (higher pay)
Electrician Salary$63,322/yr$56,753/yr10%Janesville (higher pay)
Plumber Salary$53,979/yr$48,153/yr11%Janesville (higher pay)
Accountant Salary$68,926/yr$69,141/yr0%Kenosha (higher pay)
Physical Therapist Salary$72,080/yr$73,695/yr2%Kenosha (higher pay)
Police Officer Salary$52,182/yr$64,437/yr19%Kenosha (higher pay)
Dentist Salary$142,966/yr$133,696/yr6%Janesville (higher pay)
Real Estate Agent Salary$65,352/yr$78,372/yr17%Kenosha (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Janesville

If your salary doesn't depend on location, Janesville's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Janesville

Both cities are moderately priced, but Janesville's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Janesville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Janesville's 6% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Janesville

Lower operating costs in Janesville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Janesville

On a fixed income, every percentage point matters. Janesville's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Janesville is 6% more affordable overall

Janesville has the lower overall cost index and wins 40 non-salary cost categories.Kenosha has the stronger salary edge across 5 salary categories, so wages are shown separately from affordability.

Janesville
86
Kenosha
92

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Janesville and Kenosha.
  2. Do not mix salary and affordability: use Kenosha for pay leverage and Janesville for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Janesville, WI
Pop: 66K | Index: 86
View all costs โ†’
Kenosha, WI
Pop: 99K | Index: 92
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Free monthly cost alerts. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Janesville is the clear winner. The 6% cost advantage means more of your paycheck goes to savings or discretionary spending. Kenosha makes more sense if your employer adjusts pay upward for that market.

Should I move from Kenosha to Janesville?

If your income stays the same or comparable, moving from Kenosha to Janesville gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $53K (Janesville) vs $52K (Kenosha).

Is Janesville or Kenosha more affordable in 2026?

Janesville is 6% more affordable than Kenosha overall. Janesville wins 45 out of 62 cost categories. However, Kenosha may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Janesville ACS median rent: $1,054/moKenosha ACS median rent: $1,186/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsJanesville costs โ†’Kenosha costs โ†’