Cheapest Cities to Start a Restaurant in 2026

Startup costs for a restaurant vary by up to $1,029,640 depending on location. Here are the 20 most affordable cities to launch.

💡 Key Finding: Starting a restaurant in Laredo costs an estimated $265,360, compared to $1,295,000 in Aspen — a savings of $1,029,640.

20 Cheapest Cities to Open a Restaurant

#CityAvg Startup CostLow EndHigh Endvs National
1Laredo, TX$265,360$100,406$430,313-43%
2Erie, PA$266,285$100,756$431,813-42%
3Charleston, WV$272,760$103,206$442,313-41%
4Columbia, MO$274,610$103,906$445,313-41%
5St. Louis, MO$275,072$104,081$446,063-41%
6Evansville, IN$276,228$104,519$447,937-40%
7Cedar Rapids, IA$276,460$104,606$448,313-40%
8Clarksville, TN$277,732$105,088$450,375-40%
9Topeka, KS$278,656$105,437$451,875-40%
10Odessa, TX$281,432$106,488$456,375-39%
11Grand Rapids, MI$283,282$107,188$459,375-39%
12Rogers, AR$287,675$108,850$466,500-38%
13Wichita, KS$289,988$109,725$470,250-37%
14Rapid City, SD$294,150$111,300$477,000-36%
15Hattiesburg, MS$294,844$111,562$478,125-36%
16South Bend, IN$297,966$112,744$483,188-36%
17San Juan, PR$299,932$113,488$486,375-35%
18Buffalo, NY$300,857$113,838$487,875-35%
19Independence, MO$301,088$113,925$488,250-35%
20Dayton, OH$302,359$114,406$490,312-35%

Most Expensive Cities to Start a Restaurant

CityAvg Startup Costvs National
Aspen, CO$1,295,000+180%
San Francisco, CA$1,295,000+180%
Sunnyvale, CA$1,227,129+165%
Telluride, CO$1,218,457+163%
Vail, CO$1,204,234+160%
San Jose, CA$1,138,675+146%
New York, NY$1,126,535+144%
Honolulu, HI$1,112,082+140%
Oakland, CA$1,066,063+131%
Martha's Vineyard, MA$1,006,285+118%

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