Salary Needed to Live in Wilmington as a Single
A single adult living independently needs approximately $20,574/year to live comfortably in Wilmington, DE — including 10% savings.
Comfortable Salary
$20,574
with 10% savings
Bare Minimum
$17,717
no savings buffer
Monthly Expenses
$1,063
4% below national avg
Detailed Monthly Budget for a Single in Wilmington
| Expense | Wilmington | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $91 | $113 | -19% |
| 🛒 Groceries | $21 | $17 | +24% |
| ⚡ Utilities | $12 | $14 | -14% |
| 🚗 Transportation | $24 | $26 | -8% |
| 🛡️ Car Insurance | $206 | $229 | -10% |
| 🏥 Health Insurance | $51 | $58 | -12% |
| Internet | $66 | $65 | +2% |
| Phone | $87 | $85 | +2% |
| Dining & Social | $306 | $300 | +2% |
| Entertainment | $122 | $120 | +2% |
| Personal Care | $77 | $75 | +3% |
| Total Monthly | $1,063 | $1,102 | -4% |
How We Calculated the Salary
Monthly expenses:$1,063
Target savings (10%):$137/mo
Monthly after-tax needed:$1,200
Effective tax rate:28%
Gross annual salary needed:$20,574
Other Household Types in Wilmington
Related Pages
FAQ
What salary does a single person need in Wilmington?
A single person needs approximately $20,574/year ($1,715/month gross) to live comfortably in Wilmington with a 10% savings rate.
How much is rent for a single person in Wilmington?
A studio/1br in Wilmington costs approximately $91/month, which is the largest single expense at 9% of the total budget.
Is Wilmington affordable for a single person?
Wilmington is roughly average for single person costs, requiring a salary close to the national median.