Salary Needed to Live in Wilmington as a Family
A family of four (2 adults, 2 children) needs approximately $61,516/year to live comfortably in Wilmington, DE — including 15% savings.
Comfortable Salary
$61,516
with 15% savings
Bare Minimum
$48,700
no savings buffer
Monthly Expenses
$2,922
1% below national avg
Detailed Monthly Budget for a Family in Wilmington
| Expense | Wilmington | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $170 | $209 | -19% |
| 🛒 Groceries | $53 | $44 | +20% |
| ⚡ Utilities | $25 | $28 | -11% |
| 🚗 Transportation | $40 | $44 | -9% |
| 🛡️ Car Insurance | $206 | $229 | -10% |
| 🏥 Health Insurance | $51 | $58 | -12% |
| Childcare/After-school | $1,224 | $1,200 | +2% |
| Internet + Phones | $184 | $180 | +2% |
| Children Activities | $255 | $250 | +2% |
| Dining Out | $357 | $350 | +2% |
| School Supplies & Clothing | $204 | $200 | +2% |
| Healthcare Co-pays | $153 | $150 | +2% |
| Total Monthly | $2,922 | $2,942 | -1% |
How We Calculated the Salary
Monthly expenses:$2,922
Target savings (15%):$651/mo
Monthly after-tax needed:$3,573
Effective tax rate:28%
Gross annual salary needed:$61,516
Other Household Types in Wilmington
Related Pages
FAQ
What salary does a family with kids need in Wilmington?
A family with kids needs approximately $61,516/year ($5,126/month gross) to live comfortably in Wilmington with a 15% savings rate.
How much is rent for a family with kids in Wilmington?
A 3br apartment/house in Wilmington costs approximately $170/month, which is the largest single expense at 6% of the total budget.
Is Wilmington affordable for a family with kids?
Wilmington is roughly average for family with kids costs, requiring a salary close to the national median.