Salary Needed to Live in Wilmington as a Couple

A couple sharing expenses without children needs approximately $28,660/year to live comfortably in Wilmington, DE — including 12% savings.

Comfortable Salary
$28,660
with 12% savings
Bare Minimum
$23,883
no savings buffer
Monthly Expenses
$1,433
3% below national avg

Detailed Monthly Budget for a Couple in Wilmington

ExpenseWilmingtonNat'l AvgDiff
🏠 1-2BR Apartment Rent$111$137-19%
🛒 Groceries$32$27+19%
⚡ Utilities$16$19-16%
🚗 Transportation$32$35-9%
🛡️ Car Insurance$206$229-10%
🏥 Health Insurance$51$58-12%
Internet$66$65+2%
Phone (×2)$143$140+2%
Dining & Social$459$450+2%
Entertainment$184$180+2%
Personal Care (×2)$133$130+2%
Total Monthly$1,433$1,470-3%

How We Calculated the Salary

Monthly expenses:$1,433
Target savings (12%):$235/mo
Monthly after-tax needed:$1,668
Effective tax rate:28%

Gross annual salary needed:$28,660

Other Household Types in Wilmington

Single Person
$20,574/yr
$1,063/mo expenses
Family with Kids
$61,516/yr
$2,922/mo expenses
Retiree
$21,278/yr
$1,188/mo expenses

Related Pages

Living Alone in WilmingtonCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a couple (no kids) need in Wilmington?
A couple (no kids) needs approximately $28,660/year ($2,388/month gross) to live comfortably in Wilmington with a 12% savings rate.
How much is rent for a couple (no kids) in Wilmington?
A 1-2br apartment in Wilmington costs approximately $111/month, which is the largest single expense at 8% of the total budget.
Is Wilmington affordable for a couple (no kids)?
Wilmington is roughly average for couple (no kids) costs, requiring a salary close to the national median.
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