Salary Needed to Live in Warwick as a Retiree

A retired individual (65+) needs approximately $22,048/year to live comfortably in Warwick, RI — including 5% savings.

Comfortable Salary
$22,048
with 5% savings
Bare Minimum
$20,517
no savings buffer
Monthly Expenses
$1,231
0% below national avg

Detailed Monthly Budget for a Retiree in Warwick

ExpenseWarwickNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$119$121-2%
🛒 Groceries$17$16+6%
⚡ Utilities$16$15+7%
🚗 Transportation$18$180%
🛡️ Car Insurance$179$229-22%
🏥 Health Insurance$50$58-14%
Medicare Supplement$216$200+8%
Prescription Drugs$162$150+8%
Internet + Phone$130$120+8%
Recreation & Social$216$200+8%
Home Maintenance$108$100+8%
Total Monthly$1,231$1,2270%

How We Calculated the Salary

Monthly expenses:$1,231
Target savings (5%):$70/mo
Monthly after-tax needed:$1,301
Effective tax rate:28%

Gross annual salary needed:$22,048

Other Household Types in Warwick

Single Person
$21,232/yr
$1,097/mo expenses
Couple (No Kids)
$29,780/yr
$1,489/mo expenses
Family with Kids
$64,695/yr
$3,073/mo expenses

Related Pages

Living Alone in WarwickCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Warwick?
A retiree needs approximately $22,048/year ($1,837/month gross) to live comfortably in Warwick with a 5% savings rate.
How much is rent for a retiree in Warwick?
A 1-2br senior-friendly in Warwick costs approximately $119/month, which is the largest single expense at 10% of the total budget.
Is Warwick affordable for a retiree?
Warwick is roughly average for retiree costs, requiring a salary close to the national median.
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