Salary Needed to Live in Virginia Beach as a Family

A family of four (2 adults, 2 children) needs approximately $61,640/year to live comfortably in Virginia Beach, VA — including 15% savings.

Comfortable Salary
$61,640
with 15% savings
Bare Minimum
$49,312
no savings buffer
Monthly Expenses
$3,082
5% above national avg

Detailed Monthly Budget for a Family in Virginia Beach

ExpenseVirginia BeachNat'l AvgDiff
🏠 3BR Apartment/House Rent$215$209+3%
🛒 Groceries$60$44+36%
⚡ Utilities$31$28+11%
🚗 Transportation$50$44+14%
🛡️ Car Insurance$231$223+4%
🏥 Health Insurance$47$56-16%
Childcare/After-school$1,260$1,200+5%
Internet + Phones$189$180+5%
Children Activities$263$250+5%
Dining Out$368$350+5%
School Supplies & Clothing$210$200+5%
Healthcare Co-pays$158$150+5%
Total Monthly$3,082$2,934+5%

How We Calculated the Salary

Monthly expenses:$3,082
Target savings (15%):$680/mo
Monthly after-tax needed:$3,762
Effective tax rate:25%

Gross annual salary needed:$61,640

Other Household Types in Virginia Beach

Single Person
$21,065/yr
$1,141/mo expenses
Couple (No Kids)
$29,162/yr
$1,531/mo expenses
Retiree
$21,771/yr
$1,270/mo expenses

Related Pages

Living Alone in Virginia BeachCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Virginia Beach?
A family with kids needs approximately $61,640/year ($5,137/month gross) to live comfortably in Virginia Beach with a 15% savings rate.
How much is rent for a family with kids in Virginia Beach?
A 3br apartment/house in Virginia Beach costs approximately $215/month, which is the largest single expense at 7% of the total budget.
Is Virginia Beach affordable for a family with kids?
Virginia Beach is roughly average for family with kids costs, requiring a salary close to the national median.
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