Salary Needed to Live in Tyler as a Single
A single adult living independently needs approximately $50,862/year to live comfortably in Tyler, TX, including 10% savings.
Direct Answer
A single person needs about $50,862/year to live comfortably in Tyler, TX. The bare-minimum salary is $44,080/year, but the comfortable figure includes a 10% savings target and a monthly after-tax budget of $3,108.
The minimum scenario leaves about $2,755/mo after tax and no planned savings. The comfortable scenario uses $4,239/mo gross pay to cover expenses, taxes, and a savings buffer.
Hybrid salary estimateBLS, HUD, ACS inputsLast verified May 2026
Comfortable Salary
$50,862
with 10% savings
Bare Minimum
$44,080
$3,673/mo gross, no savings buffer
Monthly Expenses
$2,755
23% below national avg
Detailed Monthly Budget for a Single in Tyler
| Expense | Tyler | Nat'l Avg | Diff |
|---|---|---|---|
| Studio/1BR Rent | $876 | $1,351 | -35% |
| Groceries | $227 | $207 | +10% |
| Utilities | $91 | $169 | -46% |
| Transportation | $281 | $316 | -11% |
| Car Insurance | $164 | $223 | -26% |
| Health Insurance | $574 | $672 | -15% |
| Internet | $55 | $65 | -15% |
| Phone | $71 | $85 | -16% |
| Dining & Social | $252 | $300 | -16% |
| Entertainment | $101 | $120 | -16% |
| Personal Care | $63 | $75 | -16% |
| Total Monthly | $2,755 | $3,583 | -23% |
How We Calculated the Salary
Monthly expenses:$2,755
Target savings (10%):$353/mo
Monthly after-tax needed:$3,108
Effective tax rate:25%
Gross annual salary needed:$50,862
What Drives the Salary Number?
Housing
$876
Studio/1BR rent is 32% of this monthly budget.
Taxes
25%
Estimated federal plus TX state tax reserve used to convert take-home needs into gross salary.
Savings target
10%
$353/mo is reserved for savings so the salary is not just break-even.
Local index
84/100
Tyler is below the national baseline; the model adjusts baseline spending by local rent and cost data.
Compare Salary Needed in Nearby south Cities
Salary Planning Checklist
- Keep studio/1br housing near $876/mo or adjust the salary target upward.
- Budget $542/mo for persona-specific costs such as Internet and Phone.
- Use $44,080/year as the survival floor and $50,862/year as the healthier negotiation target.
Other Household Types in Tyler
Related Pages
FAQ
What salary does a single person need in Tyler?
A single person needs approximately $50,862/year ($4,239/month gross) to live comfortably in Tyler with a 10% savings rate.
How much is rent for a single person in Tyler?
A studio/1br in Tyler costs approximately $876/month, which is the largest single expense at 32% of the total budget.
Is Tyler affordable for a single person?
Yes, Tyler is 23% more affordable than the national average for a single person.