Salary Needed to Live in Tucson as a Retiree

A retired individual (65+) needs approximately $18,335/year to live comfortably in Tucson, AZ — including 5% savings.

Comfortable Salary
$18,335
with 5% savings
Bare Minimum
$17,079
no savings buffer
Monthly Expenses
$1,039
14% below national avg

Detailed Monthly Budget for a Retiree in Tucson

ExpenseTucsonNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$79$121-35%
🛒 Groceries$16$160%
⚡ Utilities$16$15+7%
🚗 Transportation$17$18-6%
🛡️ Car Insurance$159$215-26%
🏥 Health Insurance$35$54-35%
Medicare Supplement$186$200-7%
Prescription Drugs$140$150-7%
Internet + Phone$112$120-7%
Recreation & Social$186$200-7%
Home Maintenance$93$100-7%
Total Monthly$1,039$1,209-14%

How We Calculated the Salary

Monthly expenses:$1,039
Target savings (5%):$59/mo
Monthly after-tax needed:$1,098
Effective tax rate:27%

Gross annual salary needed:$18,335

Other Household Types in Tucson

Single Person
$17,657/yr
$927/mo expenses
Couple (No Kids)
$24,846/yr
$1,263/mo expenses
Family with Kids
$54,145/yr
$2,617/mo expenses

Related Pages

Living Alone in TucsonCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Tucson?
A retiree needs approximately $18,335/year ($1,528/month gross) to live comfortably in Tucson with a 5% savings rate.
How much is rent for a retiree in Tucson?
A 1-2br senior-friendly in Tucson costs approximately $79/month, which is the largest single expense at 8% of the total budget.
Is Tucson affordable for a retiree?
Yes, Tucson is 14% more affordable than the national average for a retiree.
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