Salary Needed to Live in Tucson as a Family

A family of four (2 adults, 2 children) needs approximately $54,145/year to live comfortably in Tucson, AZ — including 15% savings.

Comfortable Salary
$54,145
with 15% savings
Bare Minimum
$43,019
no savings buffer
Monthly Expenses
$2,617
10% below national avg

Detailed Monthly Budget for a Family in Tucson

ExpenseTucsonNat'l AvgDiff
🏠 3BR Apartment/House Rent$137$209-34%
🛒 Groceries$45$44+2%
⚡ Utilities$30$28+7%
🚗 Transportation$43$44-2%
🛡️ Car Insurance$159$215-26%
🏥 Health Insurance$35$54-35%
Childcare/After-school$1,116$1,200-7%
Internet + Phones$167$180-7%
Children Activities$233$250-7%
Dining Out$326$350-7%
School Supplies & Clothing$186$200-7%
Healthcare Co-pays$140$150-7%
Total Monthly$2,617$2,924-10%

How We Calculated the Salary

Monthly expenses:$2,617
Target savings (15%):$581/mo
Monthly after-tax needed:$3,198
Effective tax rate:27%

Gross annual salary needed:$54,145

Other Household Types in Tucson

Single Person
$17,657/yr
$927/mo expenses
Couple (No Kids)
$24,846/yr
$1,263/mo expenses
Retiree
$18,335/yr
$1,039/mo expenses

Related Pages

Living Alone in TucsonCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Tucson?
A family with kids needs approximately $54,145/year ($4,512/month gross) to live comfortably in Tucson with a 15% savings rate.
How much is rent for a family with kids in Tucson?
A 3br apartment/house in Tucson costs approximately $137/month, which is the largest single expense at 5% of the total budget.
Is Tucson affordable for a family with kids?
Yes, Tucson is 10% more affordable than the national average for a family with kids.
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