Salary Needed to Live in Tempe as a Family
A family of four (2 adults, 2 children) needs approximately $61,262/year to live comfortably in Tempe, AZ — including 15% savings.
Comfortable Salary
$61,262
with 15% savings
Bare Minimum
$48,674
no savings buffer
Monthly Expenses
$2,961
1% above national avg
Detailed Monthly Budget for a Family in Tempe
| Expense | Tempe | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $206 | $209 | -1% |
| 🛒 Groceries | $46 | $44 | +5% |
| ⚡ Utilities | $25 | $28 | -11% |
| 🚗 Transportation | $48 | $44 | +9% |
| 🛡️ Car Insurance | $157 | $215 | -27% |
| 🏥 Health Insurance | $56 | $54 | +4% |
| Childcare/After-school | $1,248 | $1,200 | +4% |
| Internet + Phones | $187 | $180 | +4% |
| Children Activities | $260 | $250 | +4% |
| Dining Out | $364 | $350 | +4% |
| School Supplies & Clothing | $208 | $200 | +4% |
| Healthcare Co-pays | $156 | $150 | +4% |
| Total Monthly | $2,961 | $2,924 | +1% |
How We Calculated the Salary
Monthly expenses:$2,961
Target savings (15%):$658/mo
Monthly after-tax needed:$3,619
Effective tax rate:27%
Gross annual salary needed:$61,262
Other Household Types in Tempe
Related Pages
FAQ
What salary does a family with kids need in Tempe?
A family with kids needs approximately $61,262/year ($5,105/month gross) to live comfortably in Tempe with a 15% savings rate.
How much is rent for a family with kids in Tempe?
A 3br apartment/house in Tempe costs approximately $206/month, which is the largest single expense at 7% of the total budget.
Is Tempe affordable for a family with kids?
Tempe is roughly average for family with kids costs, requiring a salary close to the national median.