Salary Needed to Live in St. Paul as a Single
A single adult living independently needs approximately $18,975/year to live comfortably in St. Paul, MN — including 10% savings.
Comfortable Salary
$18,975
with 10% savings
Bare Minimum
$16,411
no savings buffer
Monthly Expenses
$1,012
6% below national avg
Detailed Monthly Budget for a Single in St. Paul
| Expense | St. Paul | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $105 | $113 | -7% |
| 🛒 Groceries | $21 | $17 | +24% |
| ⚡ Utilities | $14 | $14 | 0% |
| 🚗 Transportation | $25 | $26 | -4% |
| 🛡️ Car Insurance | $159 | $211 | -25% |
| 🏥 Health Insurance | $43 | $53 | -19% |
| Internet | $65 | $65 | 0% |
| Phone | $85 | $85 | 0% |
| Dining & Social | $300 | $300 | 0% |
| Entertainment | $120 | $120 | 0% |
| Personal Care | $75 | $75 | 0% |
| Total Monthly | $1,012 | $1,079 | -6% |
How We Calculated the Salary
Monthly expenses:$1,012
Target savings (10%):$130/mo
Monthly after-tax needed:$1,142
Effective tax rate:26%
Gross annual salary needed:$18,975
Other Household Types in St. Paul
Related Pages
FAQ
What salary does a single person need in St. Paul?
A single person needs approximately $18,975/year ($1,581/month gross) to live comfortably in St. Paul with a 10% savings rate.
How much is rent for a single person in St. Paul?
A studio/1br in St. Paul costs approximately $105/month, which is the largest single expense at 10% of the total budget.
Is St. Paul affordable for a single person?
Yes, St. Paul is 6% more affordable than the national average for a single person.