Salary Needed to Live in St. Paul as a Couple
A couple sharing expenses without children needs approximately $26,671/year to live comfortably in St. Paul, MN — including 12% savings.
Comfortable Salary
$26,671
with 12% savings
Bare Minimum
$22,346
no savings buffer
Monthly Expenses
$1,378
5% below national avg
Detailed Monthly Budget for a Couple in St. Paul
| Expense | St. Paul | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $127 | $137 | -7% |
| 🛒 Groceries | $32 | $27 | +19% |
| ⚡ Utilities | $19 | $19 | 0% |
| 🚗 Transportation | $33 | $35 | -6% |
| 🛡️ Car Insurance | $159 | $211 | -25% |
| 🏥 Health Insurance | $43 | $53 | -19% |
| Internet | $65 | $65 | 0% |
| Phone (×2) | $140 | $140 | 0% |
| Dining & Social | $450 | $450 | 0% |
| Entertainment | $180 | $180 | 0% |
| Personal Care (×2) | $130 | $130 | 0% |
| Total Monthly | $1,378 | $1,447 | -5% |
How We Calculated the Salary
Monthly expenses:$1,378
Target savings (12%):$224/mo
Monthly after-tax needed:$1,602
Effective tax rate:26%
Gross annual salary needed:$26,671
Other Household Types in St. Paul
Related Pages
FAQ
What salary does a couple (no kids) need in St. Paul?
A couple (no kids) needs approximately $26,671/year ($2,223/month gross) to live comfortably in St. Paul with a 12% savings rate.
How much is rent for a couple (no kids) in St. Paul?
A 1-2br apartment in St. Paul costs approximately $127/month, which is the largest single expense at 9% of the total budget.
Is St. Paul affordable for a couple (no kids)?
St. Paul is roughly average for couple (no kids) costs, requiring a salary close to the national median.