Salary Needed to Live in St. Louis as a Couple
A couple sharing expenses without children needs approximately $23,574/year to live comfortably in St. Louis, MO — including 12% savings.
Comfortable Salary
$23,574
with 12% savings
Bare Minimum
$19,751
no savings buffer
Monthly Expenses
$1,218
16% below national avg
Detailed Monthly Budget for a Couple in St. Louis
| Expense | St. Louis | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $124 | $137 | -9% |
| 🛒 Groceries | $25 | $27 | -7% |
| ⚡ Utilities | $15 | $19 | -21% |
| 🚗 Transportation | $32 | $35 | -9% |
| 🛡️ Car Insurance | $133 | $211 | -37% |
| 🏥 Health Insurance | $48 | $53 | -9% |
| Internet | $57 | $65 | -12% |
| Phone (×2) | $122 | $140 | -13% |
| Dining & Social | $392 | $450 | -13% |
| Entertainment | $157 | $180 | -13% |
| Personal Care (×2) | $113 | $130 | -13% |
| Total Monthly | $1,218 | $1,447 | -16% |
How We Calculated the Salary
Monthly expenses:$1,218
Target savings (12%):$198/mo
Monthly after-tax needed:$1,416
Effective tax rate:26%
Gross annual salary needed:$23,574
Other Household Types in St. Louis
Related Pages
FAQ
What salary does a couple (no kids) need in St. Louis?
A couple (no kids) needs approximately $23,574/year ($1,965/month gross) to live comfortably in St. Louis with a 12% savings rate.
How much is rent for a couple (no kids) in St. Louis?
A 1-2br apartment in St. Louis costs approximately $124/month, which is the largest single expense at 10% of the total budget.
Is St. Louis affordable for a couple (no kids)?
Yes, St. Louis is 16% more affordable than the national average for a couple (no kids).