Salary Needed to Live in Springfield as a Single
A single adult living independently needs approximately $16,538/year to live comfortably in Springfield, IL — including 10% savings.
Comfortable Salary
$16,538
with 10% savings
Bare Minimum
$14,303
no savings buffer
Monthly Expenses
$882
18% below national avg
Detailed Monthly Budget for a Single in Springfield
| Expense | Springfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $81 | $113 | -28% |
| 🛒 Groceries | $23 | $17 | +35% |
| ⚡ Utilities | $10 | $14 | -29% |
| 🚗 Transportation | $26 | $26 | 0% |
| 🛡️ Car Insurance | $142 | $211 | -33% |
| 🏥 Health Insurance | $39 | $53 | -26% |
| Internet | $57 | $65 | -12% |
| Phone | $74 | $85 | -13% |
| Dining & Social | $261 | $300 | -13% |
| Entertainment | $104 | $120 | -13% |
| Personal Care | $65 | $75 | -13% |
| Total Monthly | $882 | $1,079 | -18% |
How We Calculated the Salary
Monthly expenses:$882
Target savings (10%):$113/mo
Monthly after-tax needed:$995
Effective tax rate:26%
Gross annual salary needed:$16,538
Other Household Types in Springfield
Related Pages
FAQ
What salary does a single person need in Springfield?
A single person needs approximately $16,538/year ($1,378/month gross) to live comfortably in Springfield with a 10% savings rate.
How much is rent for a single person in Springfield?
A studio/1br in Springfield costs approximately $81/month, which is the largest single expense at 9% of the total budget.
Is Springfield affordable for a single person?
Yes, Springfield is 18% more affordable than the national average for a single person.