Salary Needed to Live in Springfield as a Couple
A couple sharing expenses without children needs approximately $23,265/year to live comfortably in Springfield, IL — including 12% savings.
Comfortable Salary
$23,265
with 12% savings
Bare Minimum
$19,492
no savings buffer
Monthly Expenses
$1,202
17% below national avg
Detailed Monthly Budget for a Couple in Springfield
| Expense | Springfield | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $98 | $137 | -28% |
| 🛒 Groceries | $35 | $27 | +30% |
| ⚡ Utilities | $13 | $19 | -32% |
| 🚗 Transportation | $34 | $35 | -3% |
| 🛡️ Car Insurance | $142 | $211 | -33% |
| 🏥 Health Insurance | $39 | $53 | -26% |
| Internet | $57 | $65 | -12% |
| Phone (×2) | $122 | $140 | -13% |
| Dining & Social | $392 | $450 | -13% |
| Entertainment | $157 | $180 | -13% |
| Personal Care (×2) | $113 | $130 | -13% |
| Total Monthly | $1,202 | $1,447 | -17% |
How We Calculated the Salary
Monthly expenses:$1,202
Target savings (12%):$196/mo
Monthly after-tax needed:$1,398
Effective tax rate:26%
Gross annual salary needed:$23,265
Other Household Types in Springfield
Related Pages
FAQ
What salary does a couple (no kids) need in Springfield?
A couple (no kids) needs approximately $23,265/year ($1,939/month gross) to live comfortably in Springfield with a 12% savings rate.
How much is rent for a couple (no kids) in Springfield?
A 1-2br apartment in Springfield costs approximately $98/month, which is the largest single expense at 8% of the total budget.
Is Springfield affordable for a couple (no kids)?
Yes, Springfield is 17% more affordable than the national average for a couple (no kids).