Salary Needed to Live in Spokane as a Retiree

A retired individual (65+) needs approximately $19,765/year to live comfortably in Spokane, WA — including 5% savings.

Comfortable Salary
$19,765
with 5% savings
Bare Minimum
$18,411
no savings buffer
Monthly Expenses
$1,120
7% below national avg

Detailed Monthly Budget for a Retiree in Spokane

ExpenseSpokaneNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$120$121-1%
🛒 Groceries$17$16+6%
⚡ Utilities$16$15+7%
🚗 Transportation$17$18-6%
🛡️ Car Insurance$154$215-28%
🏥 Health Insurance$41$54-24%
Medicare Supplement$196$200-2%
Prescription Drugs$147$150-2%
Internet + Phone$118$120-2%
Recreation & Social$196$200-2%
Home Maintenance$98$100-2%
Total Monthly$1,120$1,209-7%

How We Calculated the Salary

Monthly expenses:$1,120
Target savings (5%):$63/mo
Monthly after-tax needed:$1,183
Effective tax rate:27%

Gross annual salary needed:$19,765

Other Household Types in Spokane

Single Person
$19,029/yr
$999/mo expenses
Couple (No Kids)
$26,715/yr
$1,358/mo expenses
Family with Kids
$58,034/yr
$2,805/mo expenses

Related Pages

Living Alone in SpokaneCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Spokane?
A retiree needs approximately $19,765/year ($1,647/month gross) to live comfortably in Spokane with a 5% savings rate.
How much is rent for a retiree in Spokane?
A 1-2br senior-friendly in Spokane costs approximately $120/month, which is the largest single expense at 11% of the total budget.
Is Spokane affordable for a retiree?
Yes, Spokane is 7% more affordable than the national average for a retiree.
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