Salary Needed to Live in Spokane as a Family

A family of four (2 adults, 2 children) needs approximately $58,034/year to live comfortably in Spokane, WA — including 15% savings.

Comfortable Salary
$58,034
with 15% savings
Bare Minimum
$46,110
no savings buffer
Monthly Expenses
$2,805
4% below national avg

Detailed Monthly Budget for a Family in Spokane

ExpenseSpokaneNat'l AvgDiff
🏠 3BR Apartment/House Rent$208$2090%
🛒 Groceries$48$44+9%
⚡ Utilities$30$28+7%
🚗 Transportation$41$44-7%
🛡️ Car Insurance$154$215-28%
🏥 Health Insurance$41$54-24%
Childcare/After-school$1,176$1,200-2%
Internet + Phones$176$180-2%
Children Activities$245$250-2%
Dining Out$343$350-2%
School Supplies & Clothing$196$200-2%
Healthcare Co-pays$147$150-2%
Total Monthly$2,805$2,924-4%

How We Calculated the Salary

Monthly expenses:$2,805
Target savings (15%):$623/mo
Monthly after-tax needed:$3,428
Effective tax rate:27%

Gross annual salary needed:$58,034

Other Household Types in Spokane

Single Person
$19,029/yr
$999/mo expenses
Couple (No Kids)
$26,715/yr
$1,358/mo expenses
Retiree
$19,765/yr
$1,120/mo expenses

Related Pages

Living Alone in SpokaneCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a family with kids need in Spokane?
A family with kids needs approximately $58,034/year ($4,836/month gross) to live comfortably in Spokane with a 15% savings rate.
How much is rent for a family with kids in Spokane?
A 3br apartment/house in Spokane costs approximately $208/month, which is the largest single expense at 7% of the total budget.
Is Spokane affordable for a family with kids?
Spokane is roughly average for family with kids costs, requiring a salary close to the national median.
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