Salary Needed to Live in Santa Rosa as a Retiree
A retired individual (65+) needs approximately $31,518/year to live comfortably in Santa Rosa, CA — including 5% savings.
Comfortable Salary
$31,518
with 5% savings
Bare Minimum
$29,359
no savings buffer
Monthly Expenses
$1,786
48% above national avg
Detailed Monthly Budget for a Retiree in Santa Rosa
| Expense | Santa Rosa | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Senior-Friendly Rent | $235 | $121 | +94% |
| 🛒 Groceries | $26 | $16 | +63% |
| ⚡ Utilities | $21 | $15 | +40% |
| 🚗 Transportation | $28 | $18 | +56% |
| 🛡️ Car Insurance | $222 | $215 | +3% |
| 🏥 Health Insurance | $60 | $54 | +11% |
| Medicare Supplement | $310 | $200 | +55% |
| Prescription Drugs | $233 | $150 | +55% |
| Internet + Phone | $186 | $120 | +55% |
| Recreation & Social | $310 | $200 | +55% |
| Home Maintenance | $155 | $100 | +55% |
| Total Monthly | $1,786 | $1,209 | +48% |
How We Calculated the Salary
Monthly expenses:$1,786
Target savings (5%):$101/mo
Monthly after-tax needed:$1,887
Effective tax rate:27%
Gross annual salary needed:$31,518
Other Household Types in Santa Rosa
Related Pages
FAQ
What salary does a retiree need in Santa Rosa?
A retiree needs approximately $31,518/year ($2,627/month gross) to live comfortably in Santa Rosa with a 5% savings rate.
How much is rent for a retiree in Santa Rosa?
A 1-2br senior-friendly in Santa Rosa costs approximately $235/month, which is the largest single expense at 13% of the total budget.
Is Santa Rosa affordable for a retiree?
Santa Rosa is above the national average for retiree living costs, requiring 48% more salary than the US median.