Salary Needed to Live in Santa Ana as a Retiree
A retired individual (65+) needs approximately $31,835/year to live comfortably in Santa Ana, CA — including 5% savings.
Comfortable Salary
$31,835
with 5% savings
Bare Minimum
$29,655
no savings buffer
Monthly Expenses
$1,804
49% above national avg
Detailed Monthly Budget for a Retiree in Santa Ana
| Expense | Santa Ana | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Senior-Friendly Rent | $217 | $121 | +79% |
| 🛒 Groceries | $25 | $16 | +56% |
| ⚡ Utilities | $16 | $15 | +7% |
| 🚗 Transportation | $28 | $18 | +56% |
| 🛡️ Car Insurance | $230 | $215 | +7% |
| 🏥 Health Insurance | $71 | $54 | +31% |
| Medicare Supplement | $316 | $200 | +58% |
| Prescription Drugs | $237 | $150 | +58% |
| Internet + Phone | $190 | $120 | +58% |
| Recreation & Social | $316 | $200 | +58% |
| Home Maintenance | $158 | $100 | +58% |
| Total Monthly | $1,804 | $1,209 | +49% |
How We Calculated the Salary
Monthly expenses:$1,804
Target savings (5%):$102/mo
Monthly after-tax needed:$1,906
Effective tax rate:27%
Gross annual salary needed:$31,835
Other Household Types in Santa Ana
Related Pages
FAQ
What salary does a retiree need in Santa Ana?
A retiree needs approximately $31,835/year ($2,653/month gross) to live comfortably in Santa Ana with a 5% savings rate.
How much is rent for a retiree in Santa Ana?
A 1-2br senior-friendly in Santa Ana costs approximately $217/month, which is the largest single expense at 12% of the total budget.
Is Santa Ana affordable for a retiree?
Santa Ana is above the national average for retiree living costs, requiring 49% more salary than the US median.