Salary Needed to Live in San Diego as a Single

A single adult living independently needs approximately $31,162/year to live comfortably in San Diego, CA — including 10% savings.

Comfortable Salary
$31,162
with 10% savings
Bare Minimum
$26,893
no savings buffer
Monthly Expenses
$1,636
51% above national avg

Detailed Monthly Budget for a Single in San Diego

ExpenseSan DiegoNat'l AvgDiff
🏠 Studio/1BR Rent$221$113+96%
🛒 Groceries$25$17+47%
⚡ Utilities$17$14+21%
🚗 Transportation$32$26+23%
🛡️ Car Insurance$242$215+13%
🏥 Health Insurance$67$54+24%
Internet$104$65+60%
Phone$136$85+60%
Dining & Social$480$300+60%
Entertainment$192$120+60%
Personal Care$120$75+60%
Total Monthly$1,636$1,084+51%

How We Calculated the Salary

Monthly expenses:$1,636
Target savings (10%):$211/mo
Monthly after-tax needed:$1,847
Effective tax rate:27%

Gross annual salary needed:$31,162

Other Household Types in San Diego

Couple (No Kids)
$43,770/yr
$2,225/mo expenses
Family with Kids
$95,131/yr
$4,598/mo expenses
Retiree
$32,471/yr
$1,840/mo expenses

Related Pages

Living Alone in San DiegoCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a single person need in San Diego?
A single person needs approximately $31,162/year ($2,597/month gross) to live comfortably in San Diego with a 10% savings rate.
How much is rent for a single person in San Diego?
A studio/1br in San Diego costs approximately $221/month, which is the largest single expense at 14% of the total budget.
Is San Diego affordable for a single person?
San Diego is above the national average for single person living costs, requiring 51% more salary than the US median.
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