Salary Needed to Live in Sacramento as a Family
A family of four (2 adults, 2 children) needs approximately $73,821/year to live comfortably in Sacramento, CA — including 15% savings.
Comfortable Salary
$73,821
with 15% savings
Bare Minimum
$58,652
no savings buffer
Monthly Expenses
$3,568
22% above national avg
Detailed Monthly Budget for a Family in Sacramento
| Expense | Sacramento | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 3BR Apartment/House Rent | $347 | $209 | +66% |
| 🛒 Groceries | $67 | $44 | +52% |
| ⚡ Utilities | $29 | $28 | +4% |
| 🚗 Transportation | $42 | $44 | -5% |
| 🛡️ Car Insurance | $177 | $215 | -18% |
| 🏥 Health Insurance | $63 | $54 | +17% |
| Childcare/After-school | $1,464 | $1,200 | +22% |
| Internet + Phones | $220 | $180 | +22% |
| Children Activities | $305 | $250 | +22% |
| Dining Out | $427 | $350 | +22% |
| School Supplies & Clothing | $244 | $200 | +22% |
| Healthcare Co-pays | $183 | $150 | +22% |
| Total Monthly | $3,568 | $2,924 | +22% |
How We Calculated the Salary
Monthly expenses:$3,568
Target savings (15%):$793/mo
Monthly after-tax needed:$4,361
Effective tax rate:27%
Gross annual salary needed:$73,821
Other Household Types in Sacramento
Related Pages
FAQ
What salary does a family with kids need in Sacramento?
A family with kids needs approximately $73,821/year ($6,152/month gross) to live comfortably in Sacramento with a 15% savings rate.
How much is rent for a family with kids in Sacramento?
A 3br apartment/house in Sacramento costs approximately $347/month, which is the largest single expense at 10% of the total budget.
Is Sacramento affordable for a family with kids?
Sacramento is above the national average for family with kids living costs, requiring 22% more salary than the US median.