Salary Needed to Live in Sacramento as a Couple
A couple sharing expenses without children needs approximately $34,210/year to live comfortably in Sacramento, CA — including 12% savings.
Comfortable Salary
$34,210
with 12% savings
Bare Minimum
$28,586
no savings buffer
Monthly Expenses
$1,739
20% above national avg
Detailed Monthly Budget for a Couple in Sacramento
| Expense | Sacramento | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 1-2BR Apartment Rent | $227 | $137 | +66% |
| 🛒 Groceries | $41 | $27 | +52% |
| ⚡ Utilities | $19 | $19 | 0% |
| 🚗 Transportation | $34 | $35 | -3% |
| 🛡️ Car Insurance | $177 | $215 | -18% |
| 🏥 Health Insurance | $63 | $54 | +17% |
| Internet | $79 | $65 | +22% |
| Phone (×2) | $171 | $140 | +22% |
| Dining & Social | $549 | $450 | +22% |
| Entertainment | $220 | $180 | +22% |
| Personal Care (×2) | $159 | $130 | +22% |
| Total Monthly | $1,739 | $1,452 | +20% |
How We Calculated the Salary
Monthly expenses:$1,739
Target savings (12%):$284/mo
Monthly after-tax needed:$2,023
Effective tax rate:27%
Gross annual salary needed:$34,210
Other Household Types in Sacramento
Related Pages
FAQ
What salary does a couple (no kids) need in Sacramento?
A couple (no kids) needs approximately $34,210/year ($2,851/month gross) to live comfortably in Sacramento with a 12% savings rate.
How much is rent for a couple (no kids) in Sacramento?
A 1-2br apartment in Sacramento costs approximately $227/month, which is the largest single expense at 13% of the total budget.
Is Sacramento affordable for a couple (no kids)?
Sacramento is above the national average for couple (no kids) living costs, requiring 20% more salary than the US median.