Salary Needed to Live in Rockford as a Single

A single adult living independently needs approximately $16,575/year to live comfortably in Rockford, IL — including 10% savings.

Comfortable Salary
$16,575
with 10% savings
Bare Minimum
$14,335
no savings buffer
Monthly Expenses
$884
18% below national avg

Detailed Monthly Budget for a Single in Rockford

ExpenseRockfordNat'l AvgDiff
🏠 Studio/1BR Rent$101$113-11%
🛒 Groceries$17$170%
⚡ Utilities$12$14-14%
🚗 Transportation$26$260%
🛡️ Car Insurance$144$211-32%
🏥 Health Insurance$42$53-21%
Internet$55$65-15%
Phone$71$85-16%
Dining & Social$252$300-16%
Entertainment$101$120-16%
Personal Care$63$75-16%
Total Monthly$884$1,079-18%

How We Calculated the Salary

Monthly expenses:$884
Target savings (10%):$114/mo
Monthly after-tax needed:$998
Effective tax rate:26%

Gross annual salary needed:$16,575

Other Household Types in Rockford

Couple (No Kids)
$23,110/yr
$1,194/mo expenses
Family with Kids
$49,607/yr
$2,439/mo expenses
Retiree
$17,148/yr
$986/mo expenses

Related Pages

Living Alone in RockfordCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a single person need in Rockford?
A single person needs approximately $16,575/year ($1,381/month gross) to live comfortably in Rockford with a 10% savings rate.
How much is rent for a single person in Rockford?
A studio/1br in Rockford costs approximately $101/month, which is the largest single expense at 11% of the total budget.
Is Rockford affordable for a single person?
Yes, Rockford is 18% more affordable than the national average for a single person.
← Back to Rockford