Salary Needed to Live in Riverside as a Retiree

A retired individual (65+) needs approximately $24,159/year to live comfortably in Riverside, CA — including 5% savings.

Comfortable Salary
$24,159
with 5% savings
Bare Minimum
$22,504
no savings buffer
Monthly Expenses
$1,369
13% above national avg

Detailed Monthly Budget for a Retiree in Riverside

ExpenseRiversideNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$169$121+40%
🛒 Groceries$22$16+38%
⚡ Utilities$15$150%
🚗 Transportation$21$18+17%
🛡️ Car Insurance$173$215-20%
🏥 Health Insurance$45$54-17%
Medicare Supplement$240$200+20%
Prescription Drugs$180$150+20%
Internet + Phone$144$120+20%
Recreation & Social$240$200+20%
Home Maintenance$120$100+20%
Total Monthly$1,369$1,209+13%

How We Calculated the Salary

Monthly expenses:$1,369
Target savings (5%):$77/mo
Monthly after-tax needed:$1,446
Effective tax rate:27%

Gross annual salary needed:$24,159

Other Household Types in Riverside

Single Person
$23,219/yr
$1,219/mo expenses
Couple (No Kids)
$32,754/yr
$1,665/mo expenses
Family with Kids
$71,338/yr
$3,448/mo expenses

Related Pages

Living Alone in RiversideCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Riverside?
A retiree needs approximately $24,159/year ($2,013/month gross) to live comfortably in Riverside with a 5% savings rate.
How much is rent for a retiree in Riverside?
A 1-2br senior-friendly in Riverside costs approximately $169/month, which is the largest single expense at 12% of the total budget.
Is Riverside affordable for a retiree?
Riverside is above the national average for retiree living costs, requiring 13% more salary than the US median.
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