Salary Needed to Live in Rapid City as a Single
A single adult living independently needs approximately $17,344/year to live comfortably in Rapid City, SD — including 10% savings.
Comfortable Salary
$17,344
with 10% savings
Bare Minimum
$15,000
no savings buffer
Monthly Expenses
$925
14% below national avg
Detailed Monthly Budget for a Single in Rapid City
| Expense | Rapid City | Nat'l Avg | Diff |
|---|---|---|---|
| 🏠 Studio/1BR Rent | $83 | $113 | -27% |
| 🛒 Groceries | $17 | $17 | 0% |
| ⚡ Utilities | $13 | $14 | -7% |
| 🚗 Transportation | $21 | $26 | -19% |
| 🛡️ Car Insurance | $148 | $211 | -30% |
| 🏥 Health Insurance | $50 | $53 | -6% |
| Internet | $60 | $65 | -8% |
| Phone | $78 | $85 | -8% |
| Dining & Social | $276 | $300 | -8% |
| Entertainment | $110 | $120 | -8% |
| Personal Care | $69 | $75 | -8% |
| Total Monthly | $925 | $1,079 | -14% |
How We Calculated the Salary
Monthly expenses:$925
Target savings (10%):$119/mo
Monthly after-tax needed:$1,044
Effective tax rate:26%
Gross annual salary needed:$17,344
Other Household Types in Rapid City
Related Pages
FAQ
What salary does a single person need in Rapid City?
A single person needs approximately $17,344/year ($1,445/month gross) to live comfortably in Rapid City with a 10% savings rate.
How much is rent for a single person in Rapid City?
A studio/1br in Rapid City costs approximately $83/month, which is the largest single expense at 9% of the total budget.
Is Rapid City affordable for a single person?
Yes, Rapid City is 14% more affordable than the national average for a single person.